Ålandsbanken Abp Balance Sheet Health
Financial Health criteria checks 5/6
Ålandsbanken Abp has total assets of €4.8B and total equity of €310.0M. Total deposits are €3.5B, and total loans are €3.5B earning a Net Interest Margin of 1.8%. It has insufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are €337.9M.
Key information
15.4x
Asset to equity ratio
1.8%
Net interest margin
| Total deposits | €3.48b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €337.90m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0O2N's Assets to Equity ratio (15.4x) is moderate.
Allowance for Bad Loans: 0O2N has a low allowance for bad loans (31%).
Low Risk Liabilities: 78% of 0O2N's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0O2N has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: 0O2N's Loans to Deposits ratio (102%) is appropriate.
Level of Bad Loans: 0O2N has an appropriate level of bad loans (1.9%).