OTP Bank Nyrt.

LSE:0M69 Stock Report

Market Cap: Ft6.0t

OTP Bank Nyrt Valuation

Is 0M69 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 0M69 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 0M69 (HUF21090) is trading below our estimate of fair value (HUF51692)

Significantly Below Fair Value: 0M69 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 0M69?

Key metric: As 0M69 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 0M69. This is calculated by dividing 0M69's market cap by their current earnings.
What is 0M69's PE Ratio?
PE Ratio6.3x
EarningsFt957.10b
Market CapFt6.04t

Price to Earnings Ratio vs Peers

How does 0M69's PE Ratio compare to its peers?

The above table shows the PE ratio for 0M69 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average6x
STAN Standard Chartered
7.1x5.1%UK£22.8b
TCS TCS Group Holding
6.5xn/aUS$5.1b
HSBK Halyk Bank of Kazakhstan
3.3xn/aUS$5.3b
NWG NatWest Group
7x0.3%UK£31.4b
0M69 OTP Bank Nyrt
6.3x-2.0%Ft6.0t

Price-To-Earnings vs Peers: 0M69 is expensive based on its Price-To-Earnings Ratio (6.3x) compared to the peer average (6x).

Price to Earnings Ratio vs Industry

How does 0M69's PE Ratio compare vs other companies in the European Banks Industry?

2 CompaniesPrice / EarningsEstimated GrowthMarket Cap
0M69 6.3xIndustry Avg. 7.4xNo. of Companies46PE0612182430+
2 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 0M69 is good value based on its Price-To-Earnings Ratio (6.3x) compared to the European Banks industry average (7.4x).

Price to Earnings Ratio vs Fair Ratio

What is 0M69's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

0M69 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio6.3x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate 0M69's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 0M69 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentFt21,090.00
Ft22,318.08
+5.8%
10.6%Ft27,000.00Ft18,917.00n/a13
Nov ’25Ft18,963.06
Ft21,368.08
+12.7%
8.0%Ft24,800.00Ft18,917.00n/a13
Oct ’25Ft18,615.00
Ft21,306.54
+14.5%
7.5%Ft24,000.00Ft18,917.00n/a13
Sep ’25n/a
Ft21,268.08
0%
7.6%Ft24,000.00Ft18,917.00n/a13
Aug ’25n/a
Ft21,248.38
0%
7.3%Ft24,000.00Ft18,917.00n/a13
Jul ’25Ft17,675.67
Ft21,356.08
+20.8%
7.1%Ft24,000.00Ft18,917.00n/a13
Jun ’25Ft17,310.00
Ft20,564.62
+18.8%
12.2%Ft24,000.00Ft15,207.00n/a13
May ’25Ft18,110.81
Ft20,014.54
+10.5%
12.3%Ft23,000.00Ft15,207.00n/a13
Apr ’25Ft16,740.04
Ft18,314.38
+9.4%
11.6%Ft21,600.00Ft15,207.00n/a13
Mar ’25Ft17,428.18
Ft18,249.07
+4.7%
11.0%Ft21,600.00Ft15,207.00n/a14
Feb ’25Ft16,969.73
Ft18,249.07
+7.5%
11.0%Ft21,600.00Ft15,207.00n/a14
Jan ’25Ft15,803.31
Ft18,138.36
+14.8%
12.4%Ft23,150.00Ft15,207.00n/a14
Dec ’24Ft14,511.31
Ft17,824.07
+22.8%
11.6%Ft23,150.00Ft15,207.00n/a14
Nov ’24Ft13,577.10
Ft15,862.29
+16.8%
16.5%Ft19,200.00Ft10,729.00Ft18,963.0614
Oct ’24Ft13,300.00
Ft15,191.33
+14.2%
17.4%Ft18,600.00Ft10,729.00Ft18,615.0015
Sep ’24Ft14,166.95
Ft14,748.67
+4.1%
18.1%Ft18,600.00Ft10,729.00n/a15
Aug ’24Ft12,846.31
Ft13,876.33
+8.0%
14.6%Ft18,000.00Ft10,729.00n/a15
Jul ’24Ft12,073.43
Ft13,594.80
+12.6%
13.4%Ft17,000.00Ft10,729.00Ft17,675.6715
Jun ’24Ft10,610.00
Ft13,394.43
+26.2%
15.4%Ft18,800.00Ft10,729.00Ft17,310.0014
May ’24Ft10,313.84
Ft13,152.57
+27.5%
17.2%Ft18,800.00Ft10,054.00Ft18,110.8114
Apr ’24Ft9,916.00
Ft13,163.38
+32.7%
17.9%Ft18,800.00Ft9,776.00Ft16,740.0413
Mar ’24Ft10,865.00
Ft12,972.62
+19.4%
19.6%Ft18,800.00Ft8,774.00Ft17,428.1813
Feb ’24Ft10,740.00
Ft12,972.62
+20.8%
19.6%Ft18,800.00Ft8,774.00Ft16,969.7313
Jan ’24n/a
Ft12,896.92
0%
20.0%Ft18,800.00Ft8,590.00Ft15,803.3113
Dec ’23Ft10,890.00
Ft13,445.92
+23.5%
27.4%Ft22,200.00Ft8,590.00Ft14,511.3113
Nov ’23Ft8,872.01
Ft13,029.00
+46.9%
29.4%Ft22,200.00Ft7,930.00Ft13,577.1013

Analyst Forecast: Target price is less than 20% higher than the current share price.

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