U.S. Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
U.S. Bancorp has total assets of $683.6B and total equity of $56.0B. Total deposits are $528.1B, and total loans are $367.1B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $77.0B.
Key information
12.2x
Asset to equity ratio
2.9%
Net interest margin
Total deposits | US$528.06b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$76.99b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0LHY's Assets to Equity ratio (12.2x) is moderate.
Allowance for Bad Loans: 0LHY has a sufficient allowance for bad loans (432%).
Low Risk Liabilities: 84% of 0LHY's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0LHY has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: 0LHY's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: 0LHY has an appropriate level of bad loans (0.5%).