BRD - Groupe Société Générale S.A.

LSE:0KVH Stock Report

Market Cap: RON 13.1b

BRD - Groupe Société Générale Valuation

Is 0KVH undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 0KVH when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 0KVH (RON19.1) is trading below our estimate of fair value (RON30.16)

Significantly Below Fair Value: 0KVH is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 0KVH?

Key metric: As 0KVH is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 0KVH. This is calculated by dividing 0KVH's market cap by their current earnings.
What is 0KVH's PE Ratio?
PE Ratio8.5x
EarningsRON 1.52b
Market CapRON 13.14b

Price to Earnings Ratio vs Peers

How does 0KVH's PE Ratio compare to its peers?

The above table shows the PE ratio for 0KVH vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average4.4x
TBCG TBC Bank Group
4.8x16.8%UK£1.8b
BGEO Bank of Georgia Group
3.2x-3.2%UK£2.1b
HSBK Halyk Bank of Kazakhstan
3.3xn/aUS$5.2b
TCS TCS Group Holding
6.5xn/aUS$5.1b
0KVH BRD - Groupe Société Générale
8.5x3.6%RON 13.1b

Price-To-Earnings vs Peers: 0KVH is expensive based on its Price-To-Earnings Ratio (8.5x) compared to the peer average (4.5x).

Price to Earnings Ratio vs Industry

How does 0KVH's PE Ratio compare vs other companies in the European Banks Industry?

2 CompaniesPrice / EarningsEstimated GrowthMarket Cap
0KVH 8.5xIndustry Avg. 7.3xNo. of Companies47PE0612182430+
2 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 0KVH is expensive based on its Price-To-Earnings Ratio (8.5x) compared to the European Banks industry average (7.4x).

Price to Earnings Ratio vs Fair Ratio

What is 0KVH's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

0KVH PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio8.5x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate 0KVH's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 0KVH forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentRON 19.10
RON 18.77
-1.7%
9.1%RON 22.14RON 17.50n/a5
Nov ’25n/a
RON 18.77
0%
9.1%RON 22.14RON 17.50n/a5
Oct ’25n/a
RON 18.45
0%
10.5%RON 22.14RON 16.50n/a5
Sep ’25n/a
RON 18.45
0%
10.5%RON 22.14RON 16.50n/a5
Aug ’25n/a
RON 18.45
0%
10.5%RON 22.14RON 16.50n/a5
Jul ’25n/a
RON 18.45
0%
10.5%RON 22.14RON 16.50n/a5
Jun ’25n/a
RON 18.45
0%
10.5%RON 22.14RON 16.50n/a5
May ’25n/a
RON 18.94
0%
9.9%RON 22.14RON 17.50n/a4
Apr ’25n/a
RON 17.82
0%
1.9%RON 18.40RON 17.50n/a4
Mar ’25n/a
RON 17.82
0%
1.9%RON 18.40RON 17.50n/a4
Feb ’25n/a
RON 16.96
0%
5.2%RON 17.67RON 15.50n/a4
Jan ’25n/a
RON 16.96
0%
5.2%RON 17.67RON 15.50n/a4
Dec ’24n/a
RON 16.17
0%
7.7%RON 17.66RON 14.50n/a4
Nov ’24n/a
RON 15.38
0%
7.5%RON 17.00RON 13.77n/a5
Oct ’24n/a
RON 15.89
0%
13.8%RON 20.50RON 13.77n/a6
Sep ’24n/a
RON 15.89
0%
13.8%RON 20.50RON 13.77n/a6
Aug ’24n/a
RON 15.43
0%
14.9%RON 20.50RON 13.77n/a6
Jul ’24n/a
RON 15.43
0%
14.9%RON 20.50RON 13.77n/a6
Jun ’24n/a
RON 15.43
0%
14.9%RON 20.50RON 13.77n/a6
May ’24n/a
RON 16.26
0%
15.6%RON 20.50RON 13.77n/a6
Apr ’24n/a
RON 16.26
0%
15.6%RON 20.50RON 13.77n/a6
Mar ’24n/a
RON 17.23
0%
15.0%RON 20.50RON 14.50n/a4
Feb ’24n/a
RON 16.40
0%
17.5%RON 20.50RON 12.80n/a5
Jan ’24n/a
RON 16.40
0%
17.5%RON 20.50RON 12.80n/a5
Dec ’23n/a
RON 16.40
0%
17.5%RON 20.50RON 12.80n/a5
Nov ’23n/a
RON 16.13
0%
16.7%RON 20.50RON 12.80n/a6

Analyst Forecast: Target price is less than 20% higher than the current share price.

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