Credito Emiliano Past Earnings Performance
Past criteria checks 5/6
Credito Emiliano has been growing earnings at an average annual rate of 23.6%, while the Banks industry saw earnings growing at 23.9% annually. Revenues have been growing at an average rate of 11% per year. Credito Emiliano's return on equity is 14.5%, and it has net margins of 30.8%.
Key information
23.6%
Earnings growth rate
24.1%
EPS growth rate
| Banks Industry Growth | 21.2% |
| Revenue growth rate | 11.0% |
| Return on equity | 14.5% |
| Net Margin | 30.8% |
| Next Earnings Update | 07 May 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Credito Emiliano makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 1,823 | 562 | 796 | 0 |
| 30 Sep 23 | 1,767 | 530 | 820 | 0 |
| 30 Jun 23 | 1,649 | 459 | 804 | 0 |
| 31 Mar 23 | 1,498 | 372 | 798 | 0 |
| 31 Dec 22 | 1,382 | 326 | 760 | 0 |
| 30 Sep 22 | 1,357 | 303 | 763 | 0 |
| 30 Jun 22 | 1,318 | 373 | 703 | 0 |
| 31 Mar 22 | 1,319 | 370 | 765 | 0 |
| 31 Dec 21 | 1,290 | 352 | 753 | 0 |
| 30 Sep 21 | 1,201 | 338 | 755 | 0 |
| 30 Jun 21 | 1,201 | 260 | 720 | 0 |
| 31 Mar 21 | 1,124 | 223 | 697 | 0 |
| 31 Dec 20 | 1,067 | 202 | 678 | 0 |
| 30 Sep 20 | 1,066 | 183 | 767 | 0 |
| 30 Jun 20 | 1,063 | 178 | 766 | 0 |
| 31 Mar 20 | 1,107 | 197 | 785 | 0 |
| 31 Dec 19 | 1,114 | 201 | 783 | 0 |
| 30 Sep 19 | 1,089 | 193 | 786 | 0 |
| 30 Jun 19 | 1,066 | 193 | 779 | 0 |
| 31 Mar 19 | 1,043 | 177 | 774 | 0 |
| 31 Dec 18 | 1,061 | 187 | 775 | 0 |
| 30 Sep 18 | 1,059 | 191 | 770 | 0 |
| 30 Jun 18 | 1,039 | 180 | 761 | 0 |
| 31 Mar 18 | 1,053 | 192 | 756 | 0 |
| 31 Dec 17 | 1,028 | 186 | 749 | 0 |
| 30 Sep 17 | 1,051 | 175 | 777 | 0 |
| 30 Jun 17 | 1,041 | 163 | 769 | 0 |
| 31 Mar 17 | 1,009 | 134 | 773 | 0 |
| 31 Dec 16 | 1,002 | 132 | 765 | 0 |
| 30 Sep 16 | 963 | 119 | 762 | 0 |
| 30 Jun 16 | 947 | 117 | 750 | 0 |
| 31 Mar 16 | 924 | 129 | 736 | 0 |
| 31 Dec 15 | 983 | 166 | 724 | 0 |
| 30 Sep 15 | 969 | 174 | 700 | 0 |
| 30 Jun 15 | 959 | 172 | 685 | 0 |
| 31 Mar 15 | 973 | 179 | 683 | 0 |
| 31 Dec 14 | 913 | 152 | 672 | 0 |
| 30 Sep 14 | 850 | 144 | 673 | 0 |
| 30 Jun 14 | 880 | 144 | 648 | 0 |
| 31 Mar 14 | 825 | 130 | 644 | 0 |
| 31 Dec 13 | 816 | 116 | 630 | 0 |
| 30 Sep 13 | 869 | 131 | 634 | 0 |
| 30 Jun 13 | 940 | 126 | 631 | 0 |
Quality Earnings: 0K93 has high quality earnings.
Growing Profit Margin: 0K93's current net profit margins (30.8%) are higher than last year (23.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 0K93's earnings have grown significantly by 23.6% per year over the past 5 years.
Accelerating Growth: 0K93's earnings growth over the past year (72.4%) exceeds its 5-year average (23.6% per year).
Earnings vs Industry: 0K93 earnings growth over the past year (72.4%) exceeded the Banks industry 18.8%.
Return on Equity
High ROE: 0K93's Return on Equity (14.5%) is considered low.