SpareBank 1 Nord-Norge Future Growth
Future criteria checks 1/6
SpareBank 1 Nord-Norge's revenue is forecast to decline at 3.6% per annum while its annual earnings are expected to grow at 9% per year. EPS is expected to decline by 10.4% per annum. Return on equity is forecast to be 15% in 3 years.
Key information
9.0%
Earnings growth rate
-10.4%
EPS growth rate
| Banks earnings growth | 2.1% |
| Revenue growth rate | -3.6% |
| Future return on equity | 15.0% |
| Analyst coverage | Low |
| Last updated | 02 Dec 2024 |
Recent future growth updates
No updates
Recent updates
Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 5,873 | 2,727 | N/A | N/A | 3 |
| 12/31/2025 | 5,886 | 2,753 | N/A | N/A | 3 |
| 12/31/2024 | 6,127 | 3,221 | N/A | N/A | 3 |
| 9/30/2024 | 6,437 | 1,596 | -1,203 | -1,121 | N/A |
| 6/30/2024 | 5,555 | 1,218 | -300 | -207 | N/A |
| 3/31/2024 | 5,261 | 1,175 | -1,042 | -910 | N/A |
| 12/31/2023 | 5,181 | 1,142 | -1,361 | -1,291 | N/A |
| 9/30/2023 | 4,890 | 1,102 | -2,673 | -2,598 | N/A |
| 6/30/2023 | 4,662 | 1,046 | -437 | -376 | N/A |
| 3/31/2023 | 4,365 | 951 | -3,083 | -3,015 | N/A |
| 12/31/2022 | 4,001 | 828 | -393 | -331 | N/A |
| 9/30/2022 | 4,113 | 849 | 2,276 | 2,327 | N/A |
| 6/30/2022 | 4,255 | 922 | 976 | 1,028 | N/A |
| 3/31/2022 | 4,517 | 1,034 | 2,872 | 2,938 | N/A |
| 12/31/2021 | 4,542 | 1,045 | -212 | -163 | N/A |
| 9/30/2021 | 4,017 | 882 | -2,084 | -2,030 | N/A |
| 6/30/2021 | 3,971 | 866 | -4,160 | -4,121 | N/A |
| 3/31/2021 | 3,861 | 832 | -2,245 | -2,588 | N/A |
| 12/31/2020 | 3,728 | 792 | -3,116 | -3,048 | N/A |
| 9/30/2020 | 3,687 | 738 | -5,614 | -5,511 | N/A |
| 6/30/2020 | 3,560 | 689 | -4,639 | -4,508 | N/A |
| 3/31/2020 | 3,630 | 720 | -7,211 | -6,666 | N/A |
| 12/31/2019 | 4,113 | 945 | -5,638 | -5,001 | N/A |
| 9/30/2019 | 4,133 | 1,008 | -1,092 | -491 | N/A |
| 6/30/2019 | 4,111 | 1,012 | -4,990 | -4,424 | N/A |
| 3/31/2019 | 3,972 | 962 | -4,097 | -3,438 | N/A |
| 12/31/2018 | 3,394 | 710 | -4,267 | -4,098 | N/A |
| 9/30/2018 | 3,413 | 735 | -9,284 | -9,083 | N/A |
| 6/30/2018 | 3,315 | 711 | N/A | -4,978 | N/A |
| 3/31/2018 | 3,170 | 669 | N/A | -4,557 | N/A |
| 12/31/2017 | 3,130 | 663 | N/A | -4,533 | N/A |
| 9/30/2017 | 2,967 | 595 | N/A | -4,554 | N/A |
| 6/30/2017 | 2,949 | 600 | N/A | -3,299 | N/A |
| 3/31/2017 | 2,926 | 599 | N/A | -2,616 | N/A |
| 12/31/2016 | 2,864 | 581 | N/A | -4,955 | N/A |
| 9/30/2016 | 2,710 | 525 | N/A | -3,157 | N/A |
| 6/30/2016 | 2,533 | 447 | N/A | -6,636 | N/A |
| 3/31/2016 | 2,455 | 407 | N/A | -6,186 | N/A |
| 12/31/2015 | 2,494 | 418 | N/A | -3,859 | N/A |
| 9/30/2015 | 2,358 | -167 | N/A | -6,016 | N/A |
| 6/30/2015 | 2,485 | 54 | N/A | -3,806 | N/A |
| 3/31/2015 | 2,578 | 282 | N/A | -2,879 | N/A |
| 12/31/2014 | 2,673 | 545 | N/A | -2,234 | N/A |
| 9/30/2014 | 2,895 | 1,336 | N/A | -23 | N/A |
| 6/30/2014 | 2,843 | 1,317 | N/A | 168 | N/A |
| 3/31/2014 | 2,650 | 1,171 | N/A | -127 | N/A |
| 12/31/2013 | 2,390 | 966 | N/A | -1,065 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 0J1N's forecast earnings growth (9% per year) is above the savings rate (2.1%).
Earnings vs Market: 0J1N's earnings (9% per year) are forecast to grow slower than the UK market (14.7% per year).
High Growth Earnings: 0J1N's earnings are forecast to grow, but not significantly.
Revenue vs Market: 0J1N's revenue is expected to decline over the next 3 years (-3.6% per year).
High Growth Revenue: 0J1N's revenue is forecast to decline over the next 3 years (-3.6% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 0J1N's Return on Equity is forecast to be low in 3 years time (15%).