KBC Group Balance Sheet Health
Financial Health criteria checks 4/6
KBC Group has total assets of €346.9B and total equity of €24.3B. Total deposits are €248.3B, and total loans are €185.3B earning a Net Interest Margin of 2.1%. It has insufficient allowance for bad loans, which are currently at 2.2% of total loans. Cash and short-term investments are €67.3B.
Key information
14.3x
Asset to equity ratio
2.1%
Net interest margin
Total deposits | €248.28b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.2% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €67.31b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0EYG's Assets to Equity ratio (14.3x) is moderate.
Allowance for Bad Loans: 0EYG has a low allowance for bad loans (59%).
Low Risk Liabilities: 77% of 0EYG's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0EYG has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: 0EYG's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: 0EYG has a high level of bad loans (2.2%).