Bank Millennium Balance Sheet Health
Financial Health criteria checks 4/6
Bank Millennium has total assets of PLN135.5B and total equity of PLN7.3B. Total deposits are PLN116.7B, and total loans are PLN73.9B earning a Net Interest Margin of 4.6%. It has insufficient allowance for bad loans, which are currently at 4.6% of total loans. Cash and short-term investments are PLN7.0B.
Key information
18.5x
Asset to equity ratio
4.6%
Net interest margin
| Total deposits | zł116.71b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | zł6.96b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0DRH's Assets to Equity ratio (18.5x) is moderate.
Allowance for Bad Loans: 0DRH has a low allowance for bad loans (74%).
Low Risk Liabilities: 91% of 0DRH's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0DRH has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 0DRH's Loans to Deposits ratio (63%) is appropriate.
Level of Bad Loans: 0DRH has a high level of bad loans (4.6%).