Bank Polska Kasa Opieki S.A.

LSE:0DP0 Stock Report

Market Cap: zł36.4b

Bank Polska Kasa Opieki Past Earnings Performance

Past criteria checks 2/6

Bank Polska Kasa Opieki has been growing earnings at an average annual rate of 32.6%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 18.2% per year. Bank Polska Kasa Opieki's return on equity is 20.6%, and it has net margins of 42.4%.

Key information

32.6%

Earnings growth rate

32.6%

EPS growth rate

Banks Industry Growth21.2%
Revenue growth rate18.2%
Return on equity20.6%
Net Margin42.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank Polska Kasa Opieki makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

LSE:0DP0 Revenue, expenses and earnings (PLN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2414,9036,3245,2600
30 Jun 2414,7426,2515,1850
31 Mar 2414,9996,5945,0030
31 Dec 2314,8056,5784,8210
30 Sep 2313,6755,9034,5540
30 Jun 2310,9333,6054,9740
31 Mar 2310,0762,3115,1740
31 Dec 229,2881,7174,9050
30 Sep 228,4971,5254,8650
30 Jun 229,5582,7004,6530
31 Mar 228,7642,8364,0220
01 Jan 227,8772,1754,0280
30 Sep 217,2431,6664,1130
30 Jun 216,8391,4064,0430
31 Mar 216,4541,1603,9660
31 Dec 206,3721,1023,8320
30 Sep 206,8911,6013,6890
30 Jun 207,2441,8873,7250
31 Mar 207,5692,1103,7370
31 Dec 197,6602,1653,8730
30 Sep 197,7062,2303,8650
30 Jun 197,5792,1793,8540
31 Mar 197,4652,1373,8990
31 Dec 187,3362,2873,6700
30 Sep 187,1332,5923,6690
30 Jun 186,9662,5223,6330
31 Mar 186,8102,5183,5240
31 Dec 176,6802,4753,4920
30 Sep 176,5191,9163,4760
30 Jun 176,4971,9003,4980
31 Mar 176,7952,0563,5510
31 Dec 166,8852,2793,4360
30 Sep 166,8502,2233,4340
30 Jun 166,7732,3133,4530
31 Mar 166,3992,2413,4570
31 Dec 156,3622,2923,4490
30 Sep 156,3722,5453,4330
30 Jun 156,5222,6393,4140
31 Mar 156,6902,7053,3970
31 Dec 146,6422,7153,3840
30 Sep 146,6422,7593,3910
30 Jun 146,6122,7023,4060
31 Mar 146,6392,7393,4340
31 Dec 136,7122,7673,4440

Quality Earnings: 0DP0 has high quality earnings.

Growing Profit Margin: 0DP0's current net profit margins (42.4%) are lower than last year (43.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 0DP0's earnings have grown significantly by 32.6% per year over the past 5 years.

Accelerating Growth: 0DP0's earnings growth over the past year (7.1%) is below its 5-year average (32.6% per year).

Earnings vs Industry: 0DP0 earnings growth over the past year (7.1%) did not outperform the Banks industry 10.1%.

Return on Equity

High ROE: Whilst 0DP0's Return on Equity (20.64%) is high, this metric is skewed due to their high level of debt.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 01:27
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bank Polska Kasa Opieki S.A. is covered by 38 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Cristina MarzeaBarclays
Andreas MarkouBerenberg
Kamil KliszczBiuro maklerskie mBanku