Bank Handlowy w Warszawie S.A.

LSE:0DOS Stock Report

Market Cap: zł13.5b

Bank Handlowy w Warszawie Balance Sheet Health

Financial Health criteria checks 4/6

Bank Handlowy w Warszawie has total assets of PLN75.2B and total equity of PLN10.3B. Total deposits are PLN54.5B, and total loans are PLN20.5B earning a Net Interest Margin of 5%. It has insufficient allowance for bad loans, which are currently at 3.4% of total loans. Cash and short-term investments are PLN6.6B.

Key information

7.3x

Asset to equity ratio

5.0%

Net interest margin

Total deposits

zł54.52b

Loan to deposit ratio

Appropriate

Bad loans

3.4%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

zł6.56b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 0DOS's Assets to Equity ratio (7.3x) is low.

Allowance for Bad Loans: 0DOS has a low allowance for bad loans (92%).

Low Risk Liabilities: 84% of 0DOS's liabilities are made up of primarily low risk sources of funding.

Loan Level: 0DOS has an appropriate level of Loans to Assets ratio (27%).

Low Risk Deposits: 0DOS's Loans to Deposits ratio (38%) is appropriate.

Level of Bad Loans: 0DOS has a high level of bad loans (3.4%).


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