Bank Handlowy w Warszawie Balance Sheet Health
Financial Health criteria checks 4/6
Bank Handlowy w Warszawie has total assets of PLN72.4B and total equity of PLN9.8B. Total deposits are PLN53.9B, and total loans are PLN21.9B earning a Net Interest Margin of 5%. It has insufficient allowance for bad loans, which are currently at 2.6% of total loans. Cash and short-term investments are PLN8.0B.
Key information
7.4x
Asset to equity ratio
5.0%
Net interest margin
| Total deposits | zł53.93b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | zł7.98b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0DOS's Assets to Equity ratio (7.4x) is low.
Allowance for Bad Loans: 0DOS has a low allowance for bad loans (92%).
Low Risk Liabilities: 86% of 0DOS's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0DOS has an appropriate level of Loans to Assets ratio (30%).
Low Risk Deposits: 0DOS's Loans to Deposits ratio (41%) is appropriate.
Level of Bad Loans: 0DOS has a high level of bad loans (2.6%).