Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative

LSE:0AHI Stock Report

Market Cap: €840.7m

Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative Past Earnings Performance

Past criteria checks 5/6

Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative has been growing earnings at an average annual rate of 6.4%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 3.2% per year. Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative's return on equity is 3.2%, and it has net margins of 28%.

Key information

6.4%

Earnings growth rate

15.1%

EPS growth rate

Banks Industry Growth21.2%
Revenue growth rate3.2%
Return on equity3.2%
Net Margin28.0%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

LSE:0AHI Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 24624174230
31 Mar 24613155230
31 Dec 23602137230
30 Sep 23596135230
30 Jun 23591133220
31 Mar 23613151220
31 Dec 22635170220
30 Sep 22649185210
30 Jun 22663200210
31 Mar 22642180210
31 Dec 21622160210
30 Sep 21632161220
30 Jun 21642162240
31 Mar 21591132240
31 Dec 20540101240
30 Sep 2051993260
30 Jun 2049886270
31 Mar 20530114270
31 Dec 19563142260
30 Sep 19556137220
30 Jun 19548133170
31 Mar 19550133150
31 Dec 18552133130
30 Sep 18567142120
30 Jun 18582151110
31 Mar 18585155120
01 Jan 18589159120
01 Oct 17579151120
30 Jun 17568143130
31 Mar 17568144140
31 Dec 16567144140
30 Sep 16591159140
30 Jun 16614174150
31 Mar 16606167150
31 Dec 15597161150
30 Sep 15589157270
30 Jun 15570149150
31 Mar 15579151200
31 Dec 14558136160
30 Sep 14688121210
30 Jun 14572127160
31 Mar 14674101210

Quality Earnings: 0AHI has high quality earnings.

Growing Profit Margin: 0AHI's current net profit margins (28%) are higher than last year (22.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 0AHI's earnings have grown by 6.4% per year over the past 5 years.

Accelerating Growth: 0AHI's earnings growth over the past year (31.6%) exceeds its 5-year average (6.4% per year).

Earnings vs Industry: 0AHI earnings growth over the past year (31.6%) exceeded the Banks industry 10.1%.


Return on Equity

High ROE: 0AHI's Return on Equity (3.2%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/03 13:58
End of Day Share Price 2024/12/30 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null Research DepartmentGilbert Dupont
Jean SassusODDO BHF Corporate & Markets