Skjern Bank Balance Sheet Health

Financial Health criteria checks 6/6

Skjern Bank has total assets of DKK12.5B and total equity of DKK1.7B. Total deposits are DKK10.2B, and total loans are DKK6.6B.

Key information

7.4x

Asset to equity ratio

n/a

Net interest margin

Total deposits

DKK 10.25b

Loan to deposit ratio

Appropriate

Bad loans

1.1%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

DKK 2.76b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: SKJEC's Assets to Equity ratio (7.4x) is low.

Allowance for Bad Loans: SKJEC has a sufficient allowance for bad loans (388%).

Low Risk Liabilities: 95% of SKJEC's liabilities are made up of primarily low risk sources of funding.

Loan Level: SKJEC has an appropriate level of Loans to Assets ratio (53%).

Low Risk Deposits: SKJEC's Loans to Deposits ratio (65%) is appropriate.

Level of Bad Loans: SKJEC has an appropriate level of bad loans (1.1%).


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/10/05 10:01
End of Day Share Price 2024/07/08 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

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Analyst Sources

Skjern Bank A/S is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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