St. Galler Kantonalbank Balance Sheet Health
Financial Health criteria checks 5/6
St. Galler Kantonalbank has total assets of CHF45.6B and total equity of CHF2.9B. Total deposits are CHF29.8B, and total loans are CHF33.3B.
Key information
15.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | CHF 29.81b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | CHF 8.50b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SGKNZ's Assets to Equity ratio (15.8x) is moderate.
Allowance for Bad Loans: SGKNZ has a low allowance for bad loans (55%).
Low Risk Liabilities: 70% of SGKNZ's liabilities are made up of primarily low risk sources of funding.
Loan Level: SGKNZ has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: SGKNZ's Loans to Deposits ratio (112%) is appropriate.
Level of Bad Loans: SGKNZ has an appropriate level of bad loans (0.4%).