Sandnes Sparebank Balance Sheet Health
Financial Health criteria checks 3/6
Sandnesrebank has total assets of NOK34.4B and total equity of NOK3.6B. Total deposits are NOK14.6B, and total loans are NOK29.4B earning a Net Interest Margin of 1.6%. It has insufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are NOK3.6B.
Key information
9.5x
Asset to equity ratio
1.6%
Net interest margin
Total deposits | NOK 14.56b |
Loan to deposit ratio | High |
Bad loans | 0.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | NOK 3.64b |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SADGO's Assets to Equity ratio (9.5x) is low.
Allowance for Bad Loans: SADGO has a low allowance for bad loans (87%).
Low Risk Liabilities: 53% of SADGO's liabilities are made up of primarily higher risk sources of funding.
Loan Level: SADGO has an appropriate level of Loans to Assets ratio (85%).
Low Risk Deposits: SADGO's Loans to Deposits ratio (202%) is high.
Level of Bad Loans: SADGO has an appropriate level of bad loans (0.4%).