Raiffeisen Bank International Balance Sheet Health
Financial Health criteria checks 4/6
Raiffeisen Bank International has total assets of €204.2B and total equity of €19.9B. Total deposits are €146.3B, and total loans are €117.6B earning a Net Interest Margin of 2.9%. It has insufficient allowance for bad loans, which are currently at 2.4% of total loans. Cash and short-term investments are €52.9B.
Key information
10.3x
Asset to equity ratio
2.9%
Net interest margin
Total deposits | €146.27b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €52.93b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RBIV's Assets to Equity ratio (10.3x) is moderate.
Allowance for Bad Loans: RBIV has a low allowance for bad loans (100%).
Low Risk Liabilities: 79% of RBIV's liabilities are made up of primarily low risk sources of funding.
Loan Level: RBIV has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: RBIV's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: RBIV has a high level of bad loans (2.4%).