ProCredit Holding KGaA Past Earnings Performance
Past criteria checks 2/6
ProCredit Holding KGaA has been growing earnings at an average annual rate of 1.6%, while the Banks industry saw earnings growing at 21.2% annually. Revenues have been growing at an average rate of 0.8% per year. ProCredit Holding KGaA's return on equity is 3.9%, and it has net margins of 14.1%.
Key information
1.6%
Earnings growth rate
0.05%
EPS growth rate
| Banks Industry Growth | 21.2% |
| Revenue growth rate | 0.8% |
| Return on equity | 3.9% |
| Net Margin | 14.1% |
| Next Earnings Update | 23 Mar 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How ProCredit Holding KGaA makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 22 | 248 | 35 | 190 | 0 |
| 30 Jun 22 | 258 | 51 | 181 | 0 |
| 31 Mar 22 | 263 | 62 | 173 | 0 |
| 31 Dec 21 | 280 | 80 | 168 | 0 |
| 30 Sep 21 | 261 | 70 | 163 | 0 |
| 30 Jun 21 | 244 | 56 | 161 | 0 |
| 31 Mar 21 | 228 | 43 | 160 | 0 |
| 31 Dec 20 | 226 | 41 | 161 | 0 |
| 30 Sep 20 | 242 | 49 | 166 | 0 |
| 30 Jun 20 | 252 | 58 | 166 | 0 |
| 31 Mar 20 | 258 | 61 | 167 | 0 |
| 31 Dec 19 | 257 | 60 | 167 | 0 |
| 30 Sep 19 | 250 | 60 | 160 | 0 |
| 30 Jun 19 | 243 | 56 | 159 | 0 |
| 31 Mar 19 | 244 | 58 | 157 | 0 |
| 31 Dec 18 | 246 | 60 | 156 | 0 |
| 30 Sep 18 | 241 | 54 | 155 | 0 |
| 30 Jun 18 | 242 | 54 | 158 | 0 |
| 31 Mar 18 | 247 | 51 | 166 | 0 |
| 01 Jan 18 | 250 | 46 | 172 | 0 |
| 30 Sep 17 | 256 | 45 | 178 | 0 |
| 30 Jun 17 | 256 | 42 | 181 | 0 |
| 31 Mar 17 | 261 | 45 | 183 | 0 |
| 31 Dec 16 | 261 | 45 | 183 | 0 |
| 30 Sep 16 | 255 | 41 | 184 | 0 |
| 30 Jun 16 | 257 | 39 | 187 | 0 |
| 31 Mar 16 | 248 | 33 | 183 | 0 |
Quality Earnings: PCZD has high quality earnings.
Growing Profit Margin: PCZD's current net profit margins (14.1%) are lower than last year (26.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PCZD's earnings have grown by 1.6% per year over the past 5 years.
Accelerating Growth: PCZD's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: PCZD had negative earnings growth (-50.1%) over the past year, making it difficult to compare to the Banks industry average (53.8%).
Return on Equity
High ROE: PCZD's Return on Equity (3.9%) is considered low.