MONETA Money Bank, a.s.

BATS-CHIXE:MONETK Stock Report

Market Cap: Kč56.2b

MONETA Money Bank Balance Sheet Health

Financial Health criteria checks 6/6

MONETA Money Bank has total assets of CZK483.3B and total equity of CZK30.3B. Total deposits are CZK426.5B, and total loans are CZK271.0B. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are CZK101.7B.

Key information

15.9x

Asset to equity ratio

2.1%

Net interest margin

Total deposits

Kč426.47b

Loan to deposit ratio

Appropriate

Bad loans

1.4%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

Kč101.67b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: MONETK's Assets to Equity ratio (15.9x) is moderate.

Allowance for Bad Loans: MONETK has a sufficient allowance for bad loans (116%).

Low Risk Liabilities: 94% of MONETK's liabilities are made up of primarily low risk sources of funding.

Loan Level: MONETK has an appropriate level of Loans to Assets ratio (56%).

Low Risk Deposits: MONETK's Loans to Deposits ratio (64%) is appropriate.

Level of Bad Loans: MONETK has an appropriate level of bad loans (1.4%).


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