Komercní banka Balance Sheet Health
Financial Health criteria checks 5/6
Komercní banka has total assets of CZK1,533.7B and total equity of CZK119.0B. Total deposits are CZK1,200.5B, and total loans are CZK1,257.8B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CZK86.4B.
Key information
12.9x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | Kč1.20t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | Kč86.37b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: KOMBK's Assets to Equity ratio (12.9x) is moderate.
Allowance for Bad Loans: KOMBK has a low allowance for bad loans (79%).
Low Risk Liabilities: 85% of KOMBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: KOMBK has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: KOMBK's Loans to Deposits ratio (105%) is appropriate.
Level of Bad Loans: KOMBK has an appropriate level of bad loans (1.3%).