Jyske Bank Valuation
Is JYSKC undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
3/6Valuation Score 3/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of JYSKC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: JYSKC (DKK492.2) is trading below our estimate of fair value (DKK1434.65)
Significantly Below Fair Value: JYSKC is trading below fair value by more than 20%.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for JYSKC?
Key metric: As JYSKC is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.
| What is JYSKC's PE Ratio? | |
|---|---|
| PE Ratio | 5.3x |
| Earnings | DKK 5.60b |
| Market Cap | DKK 29.92b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | n/a |
| Enterprise Value/EBITDA | n/a |
| PEG Ratio | -1x |
Price to Earnings Ratio vs Peers
How does JYSKC's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 4.5x | ||
HSBK Halyk Bank of Kazakhstan | 3.3x | n/a | US$5.1b |
TCS TCS Group Holding | 6.5x | n/a | US$5.1b |
BGEO Bank of Georgia Group | 3.2x | -3.2% | UK£2.2b |
TBCG TBC Bank Group | 5x | 16.8% | UK£1.8b |
JYSKC Jyske Bank | 5.3x | -5.1% | DKK 29.9b |
Price-To-Earnings vs Peers: JYSKC is expensive based on its Price-To-Earnings Ratio (5.3x) compared to the peer average (4.5x).
Price to Earnings Ratio vs Industry
How does JYSKC's PE Ratio compare vs other companies in the European Banks Industry?
| 2 Companies | Price / Earnings | Estimated Growth | Market Cap |
|---|---|---|---|
| 2 Companies | Estimated Growth | Market Cap | |
|---|---|---|---|
Price-To-Earnings vs Industry: JYSKC is good value based on its Price-To-Earnings Ratio (5.3x) compared to the European Banks industry average (7.2x).
Price to Earnings Ratio vs Fair Ratio
What is JYSKC's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 5.3x |
| Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate JYSKC's Price-To-Earnings Fair Ratio for valuation analysis.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | n/a | DKK 572.33 0% | 7.7% | DKK 607.00 | DKK 510.00 | n/a | 3 |
| Nov ’25 | DKK 476.80 | DKK 585.00 +22.7% | 9.6% | DKK 645.00 | DKK 510.00 | n/a | 3 |
| Oct ’25 | n/a | DKK 618.75 0% | 4.7% | DKK 650.00 | DKK 585.00 | n/a | 4 |
| Sep ’25 | n/a | DKK 618.75 0% | 4.7% | DKK 650.00 | DKK 585.00 | n/a | 4 |
| Aug ’25 | DKK 552.25 | DKK 631.25 +14.3% | 4.4% | DKK 670.00 | DKK 600.00 | n/a | 4 |
| Jul ’25 | n/a | DKK 631.25 0% | 4.4% | DKK 670.00 | DKK 600.00 | n/a | 4 |
| Jun ’25 | DKK 560.25 | DKK 641.67 +14.5% | 3.8% | DKK 670.00 | DKK 610.00 | n/a | 3 |
| May ’25 | n/a | DKK 652.00 0% | 6.3% | DKK 700.00 | DKK 600.00 | n/a | 3 |
| Apr ’25 | DKK 581.50 | DKK 617.33 +6.2% | 7.8% | DKK 662.00 | DKK 550.00 | n/a | 3 |
| Mar ’25 | n/a | DKK 620.50 0% | 6.8% | DKK 662.00 | DKK 550.00 | n/a | 4 |
| Feb ’25 | n/a | DKK 613.75 0% | 7.0% | DKK 645.00 | DKK 540.00 | n/a | 4 |
| Jan ’25 | n/a | DKK 593.33 0% | 8.7% | DKK 630.00 | DKK 520.00 | n/a | 3 |
| Dec ’24 | n/a | DKK 595.40 0% | 7.5% | DKK 650.00 | DKK 532.00 | n/a | 5 |
| Nov ’24 | n/a | DKK 599.40 0% | 7.1% | DKK 650.00 | DKK 532.00 | DKK 476.80 | 5 |
| Oct ’24 | n/a | DKK 608.20 0% | 5.0% | DKK 650.00 | DKK 576.00 | n/a | 5 |
| Sep ’24 | n/a | DKK 614.20 0% | 6.2% | DKK 670.00 | DKK 576.00 | n/a | 5 |
| Aug ’24 | DKK 513.10 | DKK 611.20 +19.1% | 5.9% | DKK 660.00 | DKK 576.00 | DKK 552.25 | 5 |
| Jul ’24 | n/a | DKK 580.17 0% | 13.2% | DKK 660.00 | DKK 425.00 | n/a | 6 |
| Jun ’24 | n/a | DKK 581.00 0% | 14.5% | DKK 660.00 | DKK 425.00 | DKK 560.25 | 5 |
| May ’24 | n/a | DKK 568.75 0% | 16.1% | DKK 680.00 | DKK 425.00 | n/a | 4 |
| Apr ’24 | n/a | DKK 576.25 0% | 17.6% | DKK 710.00 | DKK 425.00 | DKK 581.50 | 4 |
| Mar ’24 | DKK 575.20 | DKK 530.50 -7.8% | 20.2% | DKK 710.00 | DKK 425.00 | n/a | 4 |
| Feb ’24 | DKK 485.10 | DKK 475.50 -2.0% | 6.2% | DKK 497.00 | DKK 425.00 | n/a | 4 |
| Jan ’24 | n/a | DKK 447.50 0% | 6.6% | DKK 490.00 | DKK 415.00 | n/a | 4 |
| Dec ’23 | DKK 434.70 | DKK 447.50 +2.9% | 6.6% | DKK 490.00 | DKK 415.00 | n/a | 4 |
| Nov ’23 | DKK 401.10 | DKK 438.00 +9.2% | 9.8% | DKK 475.00 | DKK 360.00 | n/a | 5 |
Analyst Forecast: Target price is less than 20% higher than the current share price.
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