Bankinter, S.A.

BATS-CHIXE:BKTE Stock Report

Market Cap: €6.6b

Bankinter Past Earnings Performance

Past criteria checks 2/6

Bankinter has been growing earnings at an average annual rate of 23.9%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 11.5% per year. Bankinter's return on equity is 15.1%, and it has net margins of 35.4%.

Key information

23.9%

Earnings growth rate

23.3%

EPS growth rate

Banks Industry Growth21.2%
Revenue growth rate11.5%
Return on equity15.1%
Net Margin35.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bankinter makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BATS-CHIXE:BKTE Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242,4378629560
30 Jun 242,4278719400
31 Mar 242,3548309240
31 Dec 232,3158169110
30 Sep 232,2577998830
30 Jun 232,0976928620
31 Mar 231,9135708500
31 Dec 221,8215458380
30 Sep 221,6894938060
30 Jun 221,6484457930
31 Mar 221,6234167810
31 Dec 211,5813787750
30 Sep 211,4922691,3780
30 Jun 211,4903378080
31 Mar 211,2861897660
31 Dec 201,2671747530
30 Sep 201,8803149960
30 Jun 201,3162237540
31 Mar 201,5474167550
31 Dec 191,4964377450
30 Sep 191,6825018140
30 Jun 191,6585087840
31 Mar 191,7284938700
31 Dec 181,8675149420
30 Sep 181,8555119330
30 Jun 181,8075049170
31 Mar 181,7355029020
31 Dec 171,6764848840
30 Sep 171,6374588860
30 Jun 171,6054378790
31 Mar 171,5475028710
31 Dec 161,4904828380
30 Sep 161,3884767750
30 Jun 161,3364657410
31 Mar 161,3273867000
31 Dec 151,3093766930
30 Sep 151,2703467440
30 Jun 151,2303237330
31 Mar 151,2103117220
31 Dec 141,1542767120
30 Sep 141,1302636490
30 Jun 141,0732386670
31 Mar 149992006250
31 Dec 139541906100

Quality Earnings: BKTE has high quality earnings.

Growing Profit Margin: BKTE's current net profit margins (35.4%) are lower than last year (35.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BKTE's earnings have grown significantly by 23.9% per year over the past 5 years.

Accelerating Growth: BKTE's earnings growth over the past year (7.9%) is below its 5-year average (23.9% per year).

Earnings vs Industry: BKTE earnings growth over the past year (7.9%) did not outperform the Banks industry 10.1%.

Return on Equity

High ROE: BKTE's Return on Equity (15.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 15:12
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bankinter, S.A. is covered by 48 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Nuria García MantecaAhorro Corporación
David GrinsztajnAlphaValue
Carlos PeixotoBanco BPI, S.A.