Banco BPM Valuation

Is BAMIM undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of BAMIM when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: BAMIM (€6.16) is trading below our estimate of fair value (€10.2)

Significantly Below Fair Value: BAMIM is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for BAMIM?

Other financial metrics that can be useful for relative valuation.

BAMIM key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ratio-1.3x

Price to Earnings Ratio vs Peers

How does BAMIM's PE Ratio compare to its peers?

The above table shows the PE ratio for BAMIM vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average6.6x
HSBK Halyk Bank of Kazakhstan
3.5xn/aUS$5.0b
TCS TCS Group Holding
6.5xn/aUS$5.1b
STAN Standard Chartered
9.5x11.9%UK£22.2b
NWG NatWest Group
6.8x-1.5%UK£30.5b
BAMIM Banco BPM
6.7x-5.3%€9.3b

Price-To-Earnings vs Peers: BAMIM is expensive based on its Price-To-Earnings Ratio (6.7x) compared to the peer average (6.6x).


Price to Earnings Ratio vs Industry

How does BAMIM's PE Ratio compare vs other companies in the European Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a2.4%
n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a2.4%
n/an/an/a
No more companies

Price-To-Earnings vs Industry: BAMIM is good value based on its Price-To-Earnings Ratio (6.7x) compared to the European Banks industry average (7.6x).


Price to Earnings Ratio vs Fair Ratio

What is BAMIM's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

BAMIM PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio6.7x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate BAMIM's Price-To-Earnings Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst BAMIM forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€6.15
€7.30
+18.6%
6.6%€8.00€6.40n/a15
Oct ’25€5.82
€7.27
+24.9%
7.3%€8.00€6.40n/a15
Sep ’25€6.05
€7.13
+17.9%
10.3%€8.00€5.40n/a15
Aug ’25€6.44
€7.08
+10.0%
10.5%€8.00€5.20n/a15
Jul ’25€6.21
€6.98
+12.4%
10.1%€8.00€5.30n/a15
Jun ’25€6.62
€6.94
+4.9%
9.8%€8.00€5.30n/a15
May ’25€6.21
€6.55
+5.5%
11.1%€7.80€4.90n/a15
Apr ’25n/a
€6.20
0%
12.4%€7.55€4.60n/a15
Mar ’25€5.47
€6.06
+10.9%
11.4%€7.00€4.60n/a15
Feb ’25€4.86
€5.94
+22.2%
12.4%€7.00€4.50n/a14
Jan ’25n/a
€6.13
0%
10.4%€7.19€4.60n/a14
Dec ’24€5.13
€6.37
+24.3%
7.2%€7.21€5.50n/a14
Nov ’24€4.71
€6.01
+27.5%
11.9%€7.19€4.80n/a14
Oct ’24€4.61
€5.91
+28.3%
12.6%€7.00€4.60€5.8213
Sep ’24€4.41
€5.93
+34.7%
11.5%€7.00€4.80€6.0514
Aug ’24€4.48
€5.67
+26.4%
11.1%€6.60€4.30€6.4414
Jul ’24€4.18
€5.61
+34.1%
11.4%€6.60€4.30€6.2114
Jun ’24€3.82
€5.65
+47.8%
8.9%€6.60€4.90€6.6213
May ’24€4.00
€5.21
+30.4%
9.7%€6.00€4.30€6.2113
Apr ’24€3.46
€5.16
+49.1%
9.4%€5.81€4.30n/a13
Mar ’24n/a
€5.19
0%
9.6%€5.81€4.30€5.4713
Feb ’24€4.03
€4.55
+12.8%
9.9%€5.20€4.00€4.8613
Jan ’24n/a
€4.18
0%
8.6%€4.90€3.65n/a13
Dec ’23€3.30
€4.15
+25.9%
9.9%€4.90€3.30€5.1313
Nov ’23€3.07
€3.79
+23.6%
9.4%€4.40€3.25€4.7114
Oct ’23€2.64
€3.83
+45.1%
9.5%€4.40€3.25€4.6114

Analyst Forecast: Target price is less than 20% higher than the current share price.


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