Addiko Bank Balance Sheet Health
Financial Health criteria checks 5/6
Addiko Bank has total assets of €5.9B and total equity of €756.4M. Total deposits are €5.0B, and total loans are €3.5B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 4.2% of total loans. Cash and short-term investments are €957.6M.
Key information
7.8x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | €4.95b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | €957.60m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ADKOV's Assets to Equity ratio (7.8x) is low.
Allowance for Bad Loans: ADKOV has a sufficient allowance for bad loans (118%).
Low Risk Liabilities: 97% of ADKOV's liabilities are made up of primarily low risk sources of funding.
Loan Level: ADKOV has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: ADKOV's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: ADKOV has a high level of bad loans (4.2%).