Bernard Loiseau Balance Sheet Health
Financial Health criteria checks 1/6
Bernard Loiseau has a total shareholder equity of €4.1M and total debt of €7.0M, which brings its debt-to-equity ratio to 168.3%. Its total assets and total liabilities are €13.1M and €9.0M respectively. Bernard Loiseau's EBIT is €285.0K making its interest coverage ratio -3.9. It has cash and short-term investments of €1.0M.
Key information
168.3%
Debt to equity ratio
€6.95m
Debt
| Interest coverage ratio | -3.9x |
| Cash | €1.04m |
| Equity | €4.13m |
| Total liabilities | €9.01m |
| Total assets | €13.14m |
Financial Position Analysis
Short Term Liabilities: ALDBL's short term assets (€3.2M) do not cover its short term liabilities (€3.3M).
Long Term Liabilities: ALDBL's short term assets (€3.2M) do not cover its long term liabilities (€5.8M).
Debt to Equity History and Analysis
Debt Level: ALDBL's net debt to equity ratio (143.1%) is considered high.
Reducing Debt: ALDBL's debt to equity ratio has increased from 56.2% to 168.3% over the past 5 years.
Debt Coverage: Insufficient data to determine if ALDBL's debt is well covered by operating cash flow.
Interest Coverage: ALDBL earns more interest than it pays, so coverage of interest payments is not a concern.