Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative

ENXTPA:CRTO Stock Report

Market Cap: €513.9m

Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative Past Earnings Performance

Past criteria checks 4/6

Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative has been growing earnings at an average annual rate of 13.3%, while the Banks industry saw earnings growing at 6.1% annually. Revenues have been growing at an average rate of 5.8% per year. Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative's return on equity is 4.1%, and it has net margins of 33.5%.

Key information

13.3%

Earnings growth rate

14.5%

EPS growth rate

Banks Industry Growth4.8%
Revenue growth rate5.8%
Return on equity4.1%
Net Margin33.5%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Should You Or Shouldn't You: A Dividend Analysis on Caisse Régionale de Crédit Agricole Mutuel de La Touraine et du Poitou Société Coopérative (EPA:CRTO)

Apr 04
Should You Or Shouldn't You: A Dividend Analysis on Caisse Régionale de Crédit Agricole Mutuel de La Touraine et du Poitou Société Coopérative (EPA:CRTO)

Reflecting on Caisse Régionale de Crédit Agricole Mutuel de La Touraine et du Poitou Société Coopérative's (EPA:CRTO) Share Price Returns Over The Last Year

Feb 08
Reflecting on Caisse Régionale de Crédit Agricole Mutuel de La Touraine et du Poitou Société Coopérative's (EPA:CRTO) Share Price Returns Over The Last Year

Is Caisse Régionale de Crédit Agricole Mutuel de La Touraine et du Poitou Société Coopérative (EPA:CRTO) An Attractive Dividend Stock?

Dec 18
Is Caisse Régionale de Crédit Agricole Mutuel de La Touraine et du Poitou Société Coopérative (EPA:CRTO) An Attractive Dividend Stock?

Revenue & Expenses Breakdown

How Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

ENXTPA:CRTO Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 24333111110
31 Mar 24333112110
31 Dec 23332112110
30 Sep 23329107110
30 Jun 23326102110
31 Mar 2332198110
31 Dec 2231694110
30 Sep 2231290110
30 Jun 2230886110
31 Mar 2229879100
31 Dec 2128773100
30 Sep 2127972100
30 Jun 2127172100
31 Mar 2125759100
31 Dec 2024346100
30 Sep 2024547100
30 Jun 202464890
31 Mar 202646390
31 Dec 192827990
30 Sep 192817980
30 Jun 192798080
31 Mar 192778070
31 Dec 182758070
30 Sep 182787670
30 Jun 182807270
31 Mar 182807280
31 Dec 172807180
30 Sep 172847280
30 Jun 172887380
31 Mar 172867280
31 Dec 162847090
30 Sep 162887790
30 Jun 162918480
31 Mar 162928580
31 Dec 152948670
30 Sep 152868170
30 Jun 152797670
31 Mar 152797570
31 Dec 142807470
30 Sep 142847560
30 Jun 142897560
31 Mar 142857260

Quality Earnings: CRTO has high quality earnings.

Growing Profit Margin: CRTO's current net profit margins (33.5%) are higher than last year (31.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CRTO's earnings have grown by 13.3% per year over the past 5 years.

Accelerating Growth: CRTO's earnings growth over the past year (9.3%) is below its 5-year average (13.3% per year).

Earnings vs Industry: CRTO earnings growth over the past year (9.3%) exceeded the Banks industry 5.3%.

Return on Equity

High ROE: CRTO's Return on Equity (4.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/01 09:16
End of Day Share Price 2025/01/31 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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