Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes Past Earnings Performance
Past criteria checks 2/6
Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes has been growing earnings at an average annual rate of 4.1%, while the Banks industry saw earnings growing at 4.5% annually. Revenues have been growing at an average rate of 0.9% per year. Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes's return on equity is 2.9%, and it has net margins of 23.5%.
Key information
4.1%
Earnings growth rate
4.6%
EPS growth rate
| Banks Industry Growth | 4.8% |
| Revenue growth rate | 0.9% |
| Return on equity | 2.9% |
| Net Margin | 23.5% |
| Last Earnings Update | 31 Dec 2023 |
Revenue & Expenses BreakdownBeta
How Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 388 | 91 | 18 | 0 |
| 30 Sep 23 | 395 | 98 | 18 | 0 |
| 30 Jun 23 | 402 | 104 | 19 | 0 |
| 31 Mar 23 | 415 | 111 | 19 | 0 |
| 31 Dec 22 | 429 | 118 | 19 | 0 |
| 30 Sep 22 | 454 | 124 | 34 | 0 |
| 30 Jun 22 | 439 | 123 | 19 | 0 |
| 31 Mar 22 | 425 | 115 | 19 | 0 |
| 31 Dec 21 | 412 | 107 | 19 | 0 |
| 30 Sep 21 | 375 | 98 | 20 | 0 |
| 30 Jun 21 | 402 | 94 | 21 | 0 |
| 31 Mar 21 | 355 | 66 | 25 | 0 |
| 31 Dec 20 | 341 | 48 | 20 | 0 |
| 30 Sep 20 | 322 | 42 | 17 | 0 |
| 30 Jun 20 | 334 | 47 | 18 | 0 |
| 31 Mar 20 | 406 | 92 | 0 | 0 |
| 31 Dec 19 | 393 | 93 | 17 | 0 |
| 30 Sep 19 | 423 | 99 | 16 | 0 |
| 30 Jun 19 | 411 | 107 | 16 | 0 |
| 31 Mar 19 | 421 | 108 | 16 | 0 |
| 31 Dec 18 | 419 | 113 | 16 | 0 |
| 30 Sep 18 | 412 | 111 | 15 | 0 |
| 30 Jun 18 | 397 | 102 | 15 | 0 |
| 31 Mar 18 | 403 | 109 | 15 | 0 |
| 31 Dec 17 | 404 | 113 | 15 | 0 |
| 30 Sep 17 | 400 | 110 | 12 | 0 |
| 30 Jun 17 | 411 | 111 | 15 | 0 |
| 31 Mar 17 | 412 | 112 | 12 | 0 |
| 31 Dec 16 | 412 | 112 | 12 | 0 |
| 30 Sep 16 | 444 | 132 | 11 | 0 |
| 30 Jun 16 | 442 | 137 | 11 | 0 |
| 31 Mar 16 | 435 | 130 | 11 | 0 |
| 31 Dec 15 | 428 | 126 | 11 | 0 |
| 30 Sep 15 | 410 | 119 | 3 | 0 |
| 30 Jun 15 | 406 | 114 | 12 | 0 |
| 31 Mar 15 | 405 | 111 | 12 | 0 |
| 31 Dec 14 | 422 | 125 | 12 | 0 |
| 30 Sep 14 | 427 | 127 | 12 | 0 |
| 30 Jun 14 | 433 | 128 | 12 | 0 |
| 31 Mar 14 | 415 | 119 | 12 | 0 |
| 31 Dec 13 | 412 | 111 | 12 | 0 |
| 30 Sep 13 | 407 | 103 | 12 | 0 |
| 30 Jun 13 | 401 | 96 | 13 | 0 |
Quality Earnings: CRSU has high quality earnings.
Growing Profit Margin: CRSU's current net profit margins (23.5%) are lower than last year (27.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CRSU's earnings have grown by 4.1% per year over the past 5 years.
Accelerating Growth: CRSU's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CRSU had negative earnings growth (-22.9%) over the past year, making it difficult to compare to the Banks industry average (-19.4%).
Return on Equity
High ROE: CRSU's Return on Equity (2.9%) is considered low.