Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative Past Earnings Performance
Past criteria checks 2/6
Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative has been growing earnings at an average annual rate of 5.6%, while the Banks industry saw earnings growing at 4.5% annually. Revenues have been growing at an average rate of 3.5% per year. Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative's return on equity is 2.5%, and it has net margins of 22.7%.
Key information
5.6%
Earnings growth rate
13.5%
EPS growth rate
| Banks Industry Growth | 4.8% |
| Revenue growth rate | 3.5% |
| Return on equity | 2.5% |
| Net Margin | 22.7% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Are Dividend Investors Getting More Than They Bargained For With Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative's (EPA:CNF) Dividend?
Apr 08
How Much Did Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative's(EPA:CNF) Shareholders Earn From Share Price Movements Over The Last Year?
Feb 08
Zooming in on EPA:CNF's 4.8% Dividend Yield
Dec 18Revenue & Expenses BreakdownBeta
How Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 602 | 137 | 23 | 0 |
| 30 Sep 23 | 596 | 135 | 23 | 0 |
| 30 Jun 23 | 591 | 133 | 22 | 0 |
| 31 Mar 23 | 613 | 151 | 22 | 0 |
| 31 Dec 22 | 635 | 170 | 22 | 0 |
| 30 Sep 22 | 649 | 185 | 21 | 0 |
| 30 Jun 22 | 663 | 200 | 21 | 0 |
| 31 Mar 22 | 642 | 180 | 21 | 0 |
| 31 Dec 21 | 622 | 160 | 21 | 0 |
| 30 Sep 21 | 632 | 161 | 22 | 0 |
| 30 Jun 21 | 642 | 162 | 24 | 0 |
| 31 Mar 21 | 591 | 132 | 24 | 0 |
| 31 Dec 20 | 540 | 101 | 24 | 0 |
| 30 Sep 20 | 519 | 93 | 26 | 0 |
| 30 Jun 20 | 498 | 86 | 27 | 0 |
| 31 Mar 20 | 530 | 114 | 27 | 0 |
| 31 Dec 19 | 563 | 142 | 26 | 0 |
| 30 Sep 19 | 556 | 137 | 22 | 0 |
| 30 Jun 19 | 548 | 133 | 17 | 0 |
| 31 Mar 19 | 550 | 133 | 15 | 0 |
| 31 Dec 18 | 552 | 133 | 13 | 0 |
| 30 Sep 18 | 567 | 142 | 12 | 0 |
| 30 Jun 18 | 582 | 151 | 11 | 0 |
| 31 Mar 18 | 585 | 155 | 12 | 0 |
| 01 Jan 18 | 589 | 159 | 12 | 0 |
| 01 Oct 17 | 579 | 151 | 12 | 0 |
| 30 Jun 17 | 568 | 143 | 13 | 0 |
| 31 Mar 17 | 568 | 144 | 14 | 0 |
| 31 Dec 16 | 567 | 144 | 14 | 0 |
| 30 Sep 16 | 591 | 159 | 14 | 0 |
| 30 Jun 16 | 614 | 174 | 15 | 0 |
| 31 Mar 16 | 606 | 167 | 15 | 0 |
| 31 Dec 15 | 597 | 161 | 15 | 0 |
| 30 Sep 15 | 589 | 157 | 27 | 0 |
| 30 Jun 15 | 570 | 149 | 15 | 0 |
| 31 Mar 15 | 579 | 151 | 20 | 0 |
| 31 Dec 14 | 558 | 136 | 16 | 0 |
| 30 Sep 14 | 688 | 121 | 21 | 0 |
| 30 Jun 14 | 572 | 127 | 16 | 0 |
| 31 Mar 14 | 674 | 101 | 21 | 0 |
| 31 Dec 13 | 543 | 95 | 17 | 0 |
| 30 Sep 13 | 638 | 92 | 23 | 0 |
| 30 Jun 13 | 572 | 71 | 19 | 0 |
Quality Earnings: CNDF has high quality earnings.
Growing Profit Margin: CNDF's current net profit margins (22.7%) are lower than last year (26.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CNDF's earnings have grown by 5.6% per year over the past 5 years.
Accelerating Growth: CNDF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CNDF had negative earnings growth (-19.5%) over the past year, making it difficult to compare to the Banks industry average (-19.4%).
Return on Equity
High ROE: CNDF's Return on Equity (2.5%) is considered low.