Sampo Oyj (SAMPO) Stock Overview

Provides non-life insurance products and services in Finland, Sweden, Norway, Denmark, Estonia, Lithuania, Latvia, Spain, Gibraltar, Germany, the Netherlands, France, and the United Kingdom. More details

SAMPO fundamental analysis
Snowflake Score
Valuation3/6
Future Growth3/6
Past Performance2/6
Financial Health6/6
Dividends0/6

Rewards

Risk Analysis

No risks detected for SAMPO from our risk checks.

SAMPO Community Fair Values

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See what 25 others think this stock is worth. Follow their fair value or set your own to get alerts.

€9.63
FV
3.9% undervalued intrinsic discount
2.27%
Revenue growth p.a.
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7 days ago author updated this narrative

Sampo Oyj Competitors

Price History & Performance

Summary of share price highs, lows and changes for Sampo Oyj
Historical stock prices
Current Share Price€9.25
52 Week High€9.60
52 Week Low€7.66
Beta0.42
1 Month Change-0.84%
3 Month Change9.75%
1 Year Change17.11%
3 Year Change12.28%
5 Year Change38.53%
Change since IPO1,202.85%

Recent News & Updates

There's Reason For Concern Over Sampo Oyj's (HEL:SAMPO) Price

Jun 30
There's Reason For Concern Over Sampo Oyj's (HEL:SAMPO) Price

Recent updates

There's Reason For Concern Over Sampo Oyj's (HEL:SAMPO) Price

Jun 30
There's Reason For Concern Over Sampo Oyj's (HEL:SAMPO) Price

Here's Why We Think Sampo Oyj's (HEL:SAMPO) CEO Compensation Looks Fair for the time being

Apr 17
Here's Why We Think Sampo Oyj's (HEL:SAMPO) CEO Compensation Looks Fair for the time being

Industry Analysts Just Made A Notable Upgrade To Their Sampo Oyj (HEL:SAMPO) Revenue Forecasts

Jan 25
Industry Analysts Just Made A Notable Upgrade To Their Sampo Oyj (HEL:SAMPO) Revenue Forecasts

Sampo Oyj's (HEL:SAMPO) Share Price Could Signal Some Risk

Jan 08
Sampo Oyj's (HEL:SAMPO) Share Price Could Signal Some Risk
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Transformative Growth With Decisive Efficiencies Fuels Insurance Success

Strong premium growth and stable cost ratios in key markets suggest potential for increased revenue and improved profit margins.

News Flash: Analysts Just Made A Dazzling Upgrade To Their Sampo Oyj (HEL:SAMPO) Forecasts

Sep 24
News Flash: Analysts Just Made A Dazzling Upgrade To Their Sampo Oyj (HEL:SAMPO) Forecasts

Sampo Oyj's (HEL:SAMPO) Shares Lagging The Market But So Is The Business

Sep 06
Sampo Oyj's (HEL:SAMPO) Shares Lagging The Market But So Is The Business

Shareholder Returns

SAMPOFI InsuranceFI Market
7D1.9%1.1%1.0%
1Y17.1%27.7%7.8%

Return vs Industry: SAMPO underperformed the Finnish Insurance industry which returned 27.7% over the past year.

Return vs Market: SAMPO exceeded the Finnish Market which returned 7.8% over the past year.

Price Volatility

Is SAMPO's price volatile compared to industry and market?
SAMPO volatility
SAMPO Average Weekly Movement2.5%
Insurance Industry Average Movement3.4%
Market Average Movement4.6%
10% most volatile stocks in FI Market7.7%
10% least volatile stocks in FI Market2.8%

Stable Share Price: SAMPO has not had significant price volatility in the past 3 months compared to the Finnish market.

Volatility Over Time: SAMPO's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
190915,013Torbjorn Magnussonwww.sampo.com

Sampo Oyj, together with its subsidiaries, provides non-life insurance products and services in Finland, Sweden, Norway, Denmark, Estonia, Lithuania, Latvia, Spain, Gibraltar, Germany, the Netherlands, France, and the United Kingdom. The company operates through If, Topdanmark, Hastings, and Holding segments. It offers property, casualty, liability, accident, sickness, household, homeowner, motor, travel, marine, aviation, transport, forest, livestock, health, workers compensation, car, van, and bike insurance, as well as reinsurance products.

Sampo Oyj Fundamentals Summary

How do Sampo Oyj's earnings and revenue compare to its market cap?
SAMPO fundamental statistics
Market cap€24.75b
Earnings (TTM)€1.12b
Revenue (TTM)€9.50b
22.2x
P/E Ratio
2.6x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SAMPO income statement (TTM)
Revenue€9.50b
Cost of Revenue€5.79b
Gross Profit€3.71b
Other Expenses€2.59b
Earnings€1.12b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Aug 06, 2025

Earnings per share (EPS)0.42
Gross Margin39.05%
Net Profit Margin11.81%
Debt/Equity Ratio39.8%

How did SAMPO perform over the long term?

See historical performance and comparison

Dividends

0.7%
Current Dividend Yield
16%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/09 17:42
End of Day Share Price 2025/07/09 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Sampo Oyj is covered by 40 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullABG Sundal Collier
Pierre-Yves GauthierAlphaValue
Andrew BroadfieldBarclays