Aktia Pankki Oyj Balance Sheet Health
Financial Health criteria checks 3/6
Aktia Pankki Oyj has total assets of €12.0B and total equity of €740.4M. Total deposits are €4.5B, and total loans are €8.3B.
Key information
16.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €4.48b |
| Loan to deposit ratio | High |
| Bad loans | 0.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €1.70b |
Recent financial health updates
No updates
Recent updates
Aktia Pankki Oyj's (HEL:AKTIA) Upcoming Dividend Will Be Larger Than Last Year's
Apr 04
Aktia Pankki Oyj (HEL:AKTIA) Will Pay A Larger Dividend Than Last Year At €0.70
Feb 12Aktia Pankki Oyj (HEL:AKTIA) Has Announced That Its Dividend Will Be Reduced To €0.43
Apr 05With EPS Growth And More, Aktia Pankki Oyj (HEL:AKTIA) Is Interesting
May 18Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AKTIA's Assets to Equity ratio (16.2x) is moderate.
Allowance for Bad Loans: AKTIA has a low allowance for bad loans (52%).
Low Risk Liabilities: 60% of AKTIA's liabilities are made up of primarily higher risk sources of funding.
Loan Level: AKTIA has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: AKTIA's Loans to Deposits ratio (186%) is high.
Level of Bad Loans: AKTIA has an appropriate level of bad loans (0.8%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 21:38 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Aktia Pankki Oyj is covered by 6 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andreas Hakansson | Danske Bank |
| null null | Evli Bank plc |
| Kimmo Rämä | Handelsbanken Capital Markets |