Banco Santander Balance Sheet Health
Financial Health criteria checks 4/6
Banco Santander has total assets of €1,786.3B and total equity of €103.6B. Total deposits are €1,134.6B, and total loans are €1,051.4B earning a Net Interest Margin of 2.8%. It has insufficient allowance for bad loans, which are currently at 3.3% of total loans. Cash and short-term investments are €434.1B.
Key information
17.2x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | €1.13t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €434.05b |
Recent financial health updates
No updates
Recent updates
Banco Santander (BME:SAN) Is Paying Out A Larger Dividend Than Last Year
Oct 11
Banco Santander (BME:SAN) Is Increasing Its Dividend To €0.081
Sep 27Should You Be Adding Banco Santander (BME:SAN) To Your Watchlist Today?
Jun 23Banco Santander (BME:SAN) Has Announced That It Will Be Increasing Its Dividend To €0.0656
Apr 16Banco Santander's (BME:SAN) Shareholders Will Receive A Bigger Dividend Than Last Year
Mar 25Banco Santander (BME:SAN) Is Increasing Its Dividend To €0.0656
Mar 11Banco Santander (BME:SAN) Will Pay A Larger Dividend Than Last Year At €0.0656
Feb 22Should You Be Adding Banco Santander (BME:SAN) To Your Watchlist Today?
Jan 27Banco Santander (BME:SAN) Is Increasing Its Dividend To €0.0656
Oct 13Is Now The Time To Put Banco Santander (BME:SAN) On Your Watchlist?
Sep 29Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SAN's Assets to Equity ratio (17.2x) is moderate.
Allowance for Bad Loans: SAN has a low allowance for bad loans (64%).
Low Risk Liabilities: 67% of SAN's liabilities are made up of primarily low risk sources of funding.
Loan Level: SAN has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: SAN's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: SAN has a high level of bad loans (3.3%).