CaixaBank, S.A.

BME:CABK Stock Report

Market Cap: €92.9b

CaixaBank Future Growth

Future criteria checks 3/6

CaixaBank is forecast to grow earnings and revenue by 12.9% and 9.9% per annum respectively. EPS is expected to grow by 14.7% per annum. Return on equity is forecast to be 18.8% in 3 years.

Key information

12.9%

Earnings growth rate

14.69%

EPS growth rate

Banks earnings growth10.9%
Revenue growth rate9.9%
Future return on equity18.78%
Analyst coverage

Good

Last updated11 Sep 2026

Recent future growth updates

Recent updates

Narrative Update • Sep 03

CABK: Execution And Capital Returns Will Shape Balanced Risk Reward Outlook

CaixaBank's analyst fair value target has been lifted by €0.30 to €14.50 as analysts adjust their models following a series of higher Street price targets and updated views on growth, profitability and required returns. Analyst Commentary Recent Street research on CaixaBank shows a wide range of views, but the upper band of price targets now clusters in the low to mid teens.
Narrative Update • Aug 13

CABK: Future Returns Will Depend On Sustaining High Profit Margins Under Tighter Assumptions

The analyst price target for CaixaBank has been revised modestly higher to €9.40 from €9.13, with analysts pointing to updated assumptions on discount rates, revenue growth, profit margins, and future P/E as key drivers of the change. Analyst Commentary Recent research on CaixaBank presents a mixed picture, with several firms adjusting price targets and ratings in different directions.
Narrative Update • Jul 30

CABK: Future Returns Will Hinge On Sustaining Elevated Profit Margins

CaixaBank's analyst price target has been raised from €8.91 to €9.13, following a series of recent target increases from major banks as analysts incorporate updated assumptions on fair value, revenue growth, profit margin and future P/E. Analyst Commentary Recent Street research on CaixaBank highlights a wide range of price targets, which points to different views on what investors should be willing to pay for the stock.
Narrative Update • Jul 16

CABK: Future Upside Will Depend On Execution After Recent Price Hikes

Analysts have raised the fair value estimate for CaixaBank from €7.54 to €8.91, citing a series of higher price targets from Citi, Morgan Stanley, Deutsche Bank, JPMorgan and RBC. These revised targets reflect updated views on the bank's growth, profitability and valuation multiples.
Narrative Update • Jul 02

CABK: Rising Confidence In Execution And Capital Return Will Drive Upside

Analysts have raised their fair value estimate for CaixaBank from €12.50 to €14.20, supported by a series of recent price target increases across major banks and updated assumptions for revenue growth, profit margins and a lower discount rate. Analyst Commentary Recent research updates on CaixaBank point to a constructive tone, with several bullish analysts adjusting price targets higher and highlighting potential upside drivers for the stock.
Narrative Update • Jun 18

CABK: Share Capital Reduction And Tighter Assumptions Will Support Steady Profitability

CaixaBank’s analyst price target edges higher by roughly €0.07, with analysts pointing to updated fair value estimates, as well as slightly revised assumptions around revenue growth, profit margins and future P/E as key supports for the move. Analyst Commentary Recent research on CaixaBank gives you a mix of optimism and caution, with several banks revisiting their fair value estimates and tweaking price targets by relatively small amounts.
Narrative Update • Jun 03

CABK: Capital Strength And Modest Share Cancellation Will Support Steady Profitability

CaixaBank's analyst fair value has been nudged higher from €11.75 to about €11.86 as analysts factor in updated Street research, including a series of modest price target increases and an upgrade that collectively reflect refreshed views on its revenue growth, profit margin assumptions and future P/E. Analyst Commentary Recent Street research on CaixaBank has centred on a cluster of modest price target adjustments and one upgrade, which together inform how analysts are thinking about the stock's execution risk and valuation support.
Narrative Update • May 18

CABK: Asset Quality And Capital Strength Will Support Steady Profitability Expectations

The analyst fair value estimate for CaixaBank has moved from €11.49 to €11.75, with analysts pointing to updated price targets from several banks and support from views around asset quality, capital generation, and expected profitability metrics. Analyst Commentary Recent research on CaixaBank shows a mix of optimism and caution as analysts reassess price targets and ratings around updated views on asset quality, capital generation, and profitability.
Narrative Update • Apr 27

CABK: Asset Quality And Capital Strength Will Support Balanced Execution Risks

CaixaBank's analyst fair value estimate has nudged up from €11.34 to €11.49, as analysts factor in slightly higher profit margins, a marginally lower discount rate, and a series of recent price target revisions from JPMorgan, Citi, Deutsche Bank and RBC. Analyst Commentary Recent Street research on CaixaBank has focused on fine tuning price targets and reassessing ratings as analysts weigh asset quality, capital generation and execution risks.
Narrative Update • Apr 12

CABK: Strong Asset Quality And Capital Strength Will Support Balanced Future Re Rating

The updated analyst price target for CaixaBank reflects a small adjustment to €11.34, with analysts citing strong asset quality, healthy capital generation and a series of recent target raises from major banks as support for a more constructive stance on the shares. Analyst Commentary Recent research points to a more balanced view on CaixaBank, with several firms adjusting targets and recommendations around the current valuation, execution track record and growth profile.
Narrative Update • Mar 27

CABK: Strong Asset Quality And Capital Generation Will Support Future Re Rating

CaixaBank’s updated analyst price target edges slightly lower to €11.38 from €11.39, with analysts pointing to supportive views on asset quality and capital generation as key reasons for maintaining a broadly steady outlook. Analyst Commentary Recent research updates cluster around a similar valuation range for CaixaBank, with several price targets sitting near or above the latest consensus figure.
Narrative Update • Mar 12

CABK: Strong Asset Quality And Capital Generation Will Support Upgraded Bullish Outlook

The analyst price target for CaixaBank has been adjusted slightly higher to €11.39 from €11.35, with analysts pointing to strong asset quality, healthy capital generation and generally higher Street targets as support for the updated view. Analyst Commentary Recent research on CaixaBank clusters around supportive views on asset quality and capital generation, alongside a series of upward adjustments to price targets.
Narrative Update • Feb 25

CABK: Asset Quality And Capital Strength Will Support A Measured Forward Outlook

CaixaBank's updated analyst price target has edged up from about €10.97 to roughly €11.35, with analysts pointing to stronger asset quality, healthy capital generation and a series of recent target increases from major banks as key supports. Analyst Commentary Recent research updates cluster around a similar theme, with bullish analysts highlighting asset quality, capital strength and a series of higher price targets as the main supports for CaixaBank's current valuation.
Narrative Update • Feb 11

CABK: Street Revisions And Governance Changes Will Shape A Balanced Outlook

Analysts have lifted their CaixaBank fair value estimate from €10.30 to €10.97, reflecting updated assumptions on revenue growth, profitability, discount rate and future P/E following recent Street research price target increases from JPMorgan, RBC Capital and Citi. Analyst Commentary Recent price target moves, including the €11.55 target and smaller upward revisions, indicate that research desks are reassessing CaixaBank's valuation framework, particularly around earnings power and the multiples they are comfortable applying.
New Narrative • Jan 29

Robust Client Growth And Digital Investment Will Support Stronger Long Term Prospects

Catalysts About CaixaBank CaixaBank is a leading Iberian financial group focused on retail and commercial banking, wealth management, insurance and corporate banking across Spain and Portugal. What are the underlying business or industry changes driving this perspective?
Narrative Update • Jan 27

CABK: Higher Fair Value And Ongoing Buybacks Will Shape Balanced Outlook

Analysts have nudged their fair value estimate for CaixaBank up from €9.96 to €10.30, citing recent Street price target increases from firms such as JPMorgan, Citi and RBC Capital as key support for the higher range of outcomes. Analyst Commentary Bullish Takeaways Bullish analysts are clustering their targets in a range that extends up to €11.55, which supports a view that there is still headroom above the current fair value estimate of €10.30.
Narrative Update • Jan 12

CABK: Share Buybacks And Steady Earnings Assumptions Will Support Balanced Forward Outlook

Narrative Update The updated analyst price target for CaixaBank edges higher, supported by recent target lifts to €11.55 and €8.75 from research houses, as well as by small adjustments to fair value, discount rate, revenue growth, profit margin and future P/E assumptions. Analyst Commentary Recent research points to a generally constructive stance on CaixaBank, with higher price targets indicating that some analysts see more upside potential than before, even if they differ on how much headroom is left from current levels.
Narrative Update • Dec 18

CABK: Share Buybacks And Resilient Profitability Will Underpin Balanced Forward Performance

The analyst price target for CaixaBank has been raised from EUR 9.64 to EUR 9.73, as analysts point to slightly faster projected revenue growth, modestly higher profitability, a lower discount rate, and reinforced confidence reflected in recent sector peer research. Analyst Commentary Recent research updates indicate a generally constructive stance on CaixaBank, with upward revisions to price targets and a shift toward more balanced ratings.
Narrative Update • Dec 04

CABK: Buybacks And Resilient Profitability Will Support Measured Forward Performance

Analysts have nudged their price target on CaixaBank higher, reflecting improved fair value estimates to about EUR 9.64 from EUR 9.50 as they highlight healthier loan and revenue growth expectations, resilient profitability, and a supportive forward P E multiple. Analyst Commentary Recent Street research reflects a more constructive stance on CaixaBank, driven by improving growth expectations and a valuation that is seen as better aligned with fundamentals.
Narrative Update • Nov 20

CABK: Solid Loan Outlook And Resilient Profitability To Support Balanced Performance

CaixaBank's analyst price target has increased from €9.29 to €9.50. This change reflects improved sentiment among analysts, due to solid revenue growth prospects, ongoing profitability, and recent upward revisions to price targets by major research firms.
Narrative Update • Nov 04

CABK: Future Earnings Will Depend On Execution And Resilient Profit Margins

Analysts have raised their price target for CaixaBank from €9.04 to €9.29. They cite expectations for stronger revenue growth, improved profit margins, and a lower discount rate that supports higher fair value estimates.
Narrative Update • Oct 18

Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand

Analysts have raised their price target on CaixaBank from €8.78 to €9.04. They highlight improved loan growth expectations, resilient profitability, and continued strength in the bank's fee and insurance operations.
Analysis Article • Oct 15

Should You Be Adding CaixaBank (BME:CABK) To Your Watchlist Today?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Narrative Update • Oct 04

Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand

The analyst fair value estimate for CaixaBank has increased to €8.78 from €8.52. Analysts point to resilient profitability and positive outlooks on loan growth and fee businesses as reasons supporting the upward revision.
Narrative Update • Sep 19

Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand

Analysts have raised CaixaBank’s price target to €8.52, citing improved net interest income, cost controls, stronger-than-expected results, and stable credit quality. Analyst Commentary Bullish analysts highlight improving net interest income driven by higher interest rates and better-than-expected lending margins.
Narrative Update • Sep 04

Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand

Analysts have increased their price targets for CaixaBank due to improved earnings visibility, better-than-expected net interest income growth, higher loan volumes, resilient asset quality, and strong capital management, resulting in the consensus price target holding steady at €8.29. Analyst Commentary Bullish analysts are raising price targets on CaixaBank based on improved earnings visibility.
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New Narrative • Nov 07

Unlocking Profit Through Tactical Capital Management And Market Expansion

Stabilized net interest income and expanding customer funds highlight CaixaBank's potential for future revenue growth through diverse income streams.

Earnings and Revenue Growth Forecasts

BME:CABK - Analysts future estimates and past financials data (EUR Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202820,3068,146N/AN/A17
12/31/202719,1267,581N/AN/A17
12/31/202617,2146,575N/AN/A17
6/30/202615,7345,855-6,307-5,314N/A
3/31/202615,4575,713N/AN/AN/A
12/31/202515,3555,6113,4454,410N/A
9/30/202515,2015,530N/AN/AN/A
6/30/202515,7195,6581,9642,729N/A
3/31/202514,9105,984N/AN/AN/A
12/31/202414,8205,51916,09616,846N/A
9/30/202414,0485,126N/AN/AN/A
6/30/202413,8155,07512,97913,757N/A
3/31/202413,8474,687N/AN/AN/A
12/31/202312,9254,53714,95915,744N/A
9/30/202312,3594,056N/AN/AN/A
6/30/202310,9543,430-81,803-80,884N/A
3/31/202311,4823,031N/AN/AN/A
12/31/202210,1832,866-80,790-79,875N/A
9/30/20229,8172,648N/AN/AN/A
6/30/20229,7992,48130,40731,121N/A
3/31/20229,416901N/AN/AN/A
12/31/20219,3454,98037,95138,628N/A
9/30/202110,3055,313N/AN/AN/A
6/30/20219,5065,10635,16735,840N/A
3/31/20218,7645,934N/AN/AN/A
12/31/20207,7381,23836,87237,562N/A
9/30/20206,5431,032N/AN/AN/A
6/30/20206,6961,15428,62329,366N/A
3/31/20207,5991,129N/AN/AN/A
12/31/20198,0801,572N/A-6,453N/A
9/30/20197,7431,455N/AN/AN/A
6/30/20197,7431,281N/A-11,291N/A
3/31/20197,5901,786N/AN/AN/A
12/31/20187,7571,957N/A-4,878N/A
9/30/20187,5401,940N/AN/AN/A
6/30/20187,5262,119N/A8,962N/A
3/31/20187,7721,961N/AN/AN/A
12/31/20177,0251,660N/A6,554N/A
9/30/20176,8881,566N/AN/AN/A
6/30/20176,4531,249N/A11,239N/A
3/31/20176,1141,178N/AN/AN/A
12/31/20166,2951,048N/A14,146N/A
9/30/20166,808791N/AN/AN/A
6/30/20166,582747N/A6,052N/A
3/31/20166,278715N/AN/AN/A
12/31/20155,519817N/A2,539N/A
9/30/20154,830983N/AN/AN/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: CABK's forecast earnings growth (12.9% per year) is above the savings rate (2.9%).

Earnings vs Market: CABK's earnings (12.9% per year) are forecast to grow faster than the Spanish market (11.4% per year).

High Growth Earnings: CABK's earnings are forecast to grow, but not significantly.

Revenue vs Market: CABK's revenue (9.9% per year) is forecast to grow faster than the Spanish market (6.4% per year).

High Growth Revenue: CABK's revenue (9.9% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: CABK's Return on Equity is forecast to be low in 3 years time (18.8%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/13 01:42
End of Day Share Price 2026/09/11 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CaixaBank, S.A. is covered by 35 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Javier Esteban LarioBanco de Sabadell. S.A.
Jesús Gómez DominguezBanco Santander
Cecilia Romero ReyesBarclays