EFG Holding Company S.A.E

CASE:HRHO Stock Report

Market Cap: ج.م37.0b

EFG Holding CompanyE Valuation

Is HRHO undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Future Cash Flow Value

What is the Fair Price of HRHO when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: Insufficient data to calculate HRHO's fair value for valuation analysis.

Significantly Below Future Cash Flow Value: Insufficient data to calculate HRHO's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for HRHO?

Key metric: As HRHO is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for HRHO. This is calculated by dividing HRHO's market cap by their current earnings.
What is HRHO's PE Ratio?
PE Ratio10.1x
Earningsج.م3.66b
Market Capج.م37.00b

Price to Earnings Ratio vs Peers

How does HRHO's PE Ratio compare to its peers?

The above table shows the PE ratio for HRHO vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average18.3x
BTFH Beltone HoldingE
16.1xn/aج.م33.1b
GDWA Gadwa for Industrial Development
7.5xn/aج.م4.9b
PRDC Pioneers Properties For Urban Development - PRE Group
41.5xn/aج.م4.0b
ASPI Pioneers Holding Company For Financial Investments (S.A.E.)
8.3xn/aج.م586.0m
HRHO EFG Holding CompanyE
10.1x26.08%ج.م37.0b

Price-To-Earnings vs Peers: HRHO is good value based on its Price-To-Earnings Ratio (10.1x) compared to the peer average (18.3x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does HRHO's PE Ratio compare vs other companies in the EG Capital Markets Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
No more companies available in this PE range
HRHO 10.1xIndustry Avg. 15.0xNo. of Companies5PE01224364860+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: HRHO is good value based on its Price-To-Earnings Ratio (10.1x) compared to the EG Capital Markets industry average (15x).

Price to Earnings Ratio vs Fair Ratio

What is HRHO's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

HRHO PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio10.1x
Fair PE Ratio15.5x

Price-To-Earnings vs Fair Ratio: HRHO is good value based on its Price-To-Earnings Ratio (10.1x) compared to the estimated Fair Price-To-Earnings Ratio (15.5x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst HRHO forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Currentج.م25.77
ج.م34.42
+33.57%
5.00%ج.م37.40ج.م32.30n/a5
Jan ’27ج.م24.92
ج.م34.42
+38.12%
5.00%ج.م37.40ج.م32.30n/a5
Dec ’26ج.م26.74
ج.م34.38
+28.57%
5.08%ج.م37.40ج.م32.30n/a5
Nov ’26ج.م28.15
ج.م34.38
+22.13%
5.08%ج.م37.40ج.م32.30n/a5
Oct ’26ج.م26.61
ج.م33.63
+26.36%
2.92%ج.م34.80ج.م32.30n/a4
Sep ’26ج.م26.09
ج.م33.93
+30.03%
2.83%ج.م34.80ج.م32.30n/a4
Aug ’26ج.م23.79
ج.م33.93
+42.60%
2.83%ج.م34.80ج.م32.30n/a4
Jul ’26ج.م25.75
ج.م33.14
+28.70%
5.40%ج.م34.80ج.م30.00n/a5
Jun ’26ج.م30.35
ج.م32.35
+6.58%
8.30%ج.م37.00ج.م29.44n/a5
May ’26ج.م28.51
ج.م31.19
+9.38%
4.81%ج.م33.00ج.م29.44n/a4
Apr ’26ج.م27.50
ج.م30.65
+11.45%
7.28%ج.م33.00ج.م27.30n/a4
Mar ’26ج.م26.00
ج.م30.65
+17.88%
7.28%ج.م33.00ج.م27.30n/a4
Feb ’26ج.م21.40
ج.م30.65
+43.22%
7.28%ج.م33.00ج.م27.30n/a4
Jan ’26ج.م20.70
ج.م30.65
+48.07%
7.28%ج.م33.00ج.م27.30ج.م24.924
Dec ’25ج.م21.01
ج.م31.18
+48.38%
7.78%ج.م33.00ج.م27.00ج.م26.744
Nov ’25ج.م22.14
ج.م29.15
+31.66%
11.27%ج.م32.40ج.م24.90ج.م28.154
Oct ’25ج.م24.93
ج.م29.15
+16.93%
11.27%ج.م32.40ج.م24.90ج.م26.614
Sep ’25ج.م24.30
ج.م25.80
+6.17%
18.73%ج.م32.40ج.م18.90ج.م26.094
Aug ’25ج.م20.55
ج.م25.40
+23.60%
16.96%ج.م30.80ج.م18.90ج.م23.794
Jul ’25ج.م19.38
ج.م25.40
+31.06%
16.96%ج.م30.80ج.م18.90ج.م25.754
Jun ’25ج.م15.40
ج.م25.40
+64.94%
16.96%ج.م30.80ج.م18.90ج.م30.354
May ’25ج.م15.14
ج.م24.03
+58.69%
12.75%ج.م27.00ج.م18.90ج.م28.514
Apr ’25ج.م17.80
ج.م22.23
+24.86%
17.97%ج.م27.00ج.م17.70ج.م27.504
Mar ’25ج.م18.81
ج.م14.11
-25.00%
2.79%ج.م14.56ج.م13.60ج.م26.003
Feb ’25ج.م18.38
ج.م14.11
-23.25%
2.79%ج.م14.56ج.م13.60ج.م21.403
Jan ’25ج.م16.32
ج.م17.71
+8.49%
2.51%ج.م18.20ج.م17.00ج.م20.704
ج.م34.42
Fair Value
25.1% undervalued intrinsic discount
5
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/01/20 12:05
End of Day Share Price 2026/01/20 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

EFG Holding Company S.A.E is covered by 12 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kais KriaaAlphaMena
Hany AmerArab African International Securities
Monette DossBeltone Financial