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HRHO

EFG-Hermes HoldingECASE:HRHO Stock Report

Market Cap

ج.م11.3b

7D

-1.3%

1Y

17.6%

Updated

25 Oct, 2021

Data

Company Financials +
HRHO fundamental analysis
Snowflake Score
Valuation3/6
Future Growth4/6
Past Performance4/6
Financial Health1/6
Dividends0/6

HRHO Overview

EFG-Hermes Holding S.A.E., a financial services company, provides investment banking products and services primarily in the Egypt, Gulf Cooperation Council, and Lebanon.

Price History & Performance

Summary of all time highs, changes and price drops for EFG-Hermes HoldingE
Historical stock prices
Current Share Priceج.م12.34
52 Week Highج.م9.92
52 Week Lowج.م13.42
Beta0.85
1 Month Change0.49%
3 Month Change7.03%
1 Year Change17.62%
3 Year Change4.28%
5 Year Change18.12%
Change since IPO143.26%

Recent News & Updates

Shareholder Returns

HRHOEG Capital MarketsEG Market
7D-1.3%-3.1%-0.7%
1Y17.6%-3.2%12.2%

Return vs Industry: HRHO exceeded the EG Capital Markets industry which returned -3.2% over the past year.

Return vs Market: HRHO exceeded the EG Market which returned 12.2% over the past year.

Price Volatility

Is HRHO's price volatile compared to industry and market?
HRHO volatility
HRHO Beta0.85
Industry Beta0.83
Market Beta1

Stable Share Price: HRHO is less volatile than 75% of EG stocks over the past 3 months, typically moving +/- 3% a week.

Volatility Over Time: HRHO's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1984n/aKarim Ali Awad Salamehttps://www.efghermes.com

EFG-Hermes Holding S.A.E., a financial services company, provides investment banking products and services primarily in the Egypt, Gulf Cooperation Council, and Lebanon. The company provides securities brokerage services for institutions and individual clients; investment banking services; and asset management products, such as traditional and alternative investments comparing equity, fixed-income, money-market, and balanced funds, as well as Shariah compliant mandates. It also offers private equity; commercial banking services; and non-bank finance products, including leasing and micro-finance, installment services, factoring, securitization, and collection services.

EFG-Hermes HoldingE Fundamentals Summary

How do EFG-Hermes HoldingE's earnings and revenue compare to its market cap?
HRHO fundamental statistics
Market Capج.م11.34b
Earnings (TTM)ج.م1.59b
Revenue (TTM)ج.م6.22b

7.2x

P/E Ratio

1.8x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
HRHO income statement (TTM)
Revenueج.م6.22b
Cost of Revenueج.م275.03m
Gross Profitج.م5.95b
Expensesج.م4.36b
Earningsج.م1.59b

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)1.72
Gross Margin95.58%
Net Profit Margin25.49%
Debt/Equity Ratio131.9%

How did HRHO perform over the long term?

See historical performance and comparison

Valuation

Is EFG-Hermes HoldingE undervalued compared to its fair value and its price relative to the market?

7.18x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate HRHO's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate HRHO's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: HRHO is good value based on its PE Ratio (7.2x) compared to the African Capital Markets industry average (10.7x).

PE vs Market: HRHO is good value based on its PE Ratio (7.2x) compared to the EG market (8.8x).


Price to Earnings Growth Ratio

PEG Ratio: HRHO is good value based on its PEG Ratio (0.3x)


Price to Book Ratio

PB vs Industry: HRHO's PB Ratio (0.8x) is in line with the XF Capital Markets industry average.


Future Growth

How is EFG-Hermes HoldingE forecast to perform in the next 1 to 3 years based on estimates from 4 analysts?

21.2%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: HRHO's forecast earnings growth (21.2% per year) is above the savings rate (9.1%).

Earnings vs Market: HRHO's earnings (21.2% per year) are forecast to grow faster than the EG market (13.7% per year).

High Growth Earnings: earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: HRHO's revenue (19.3% per year) is forecast to grow faster than the EG market (9.9% per year).

High Growth Revenue: HRHO's revenue (19.3% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: HRHO's Return on Equity is forecast to be low in 3 years time (15%).


Past Performance

How has EFG-Hermes HoldingE performed over the past 5 years?

4.1%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: HRHO has high quality earnings.

Growing Profit Margin: HRHO's current net profit margins (25.5%) are higher than last year (22.7%).


Past Earnings Growth Analysis

Earnings Trend: HRHO's earnings have grown by 4.1% per year over the past 5 years.

Accelerating Growth: HRHO's earnings growth over the past year (41.7%) exceeds its 5-year average (4.1% per year).

Earnings vs Industry: HRHO earnings growth over the past year (41.7%) underperformed the Capital Markets industry 41.7%.


Return on Equity

High ROE: HRHO's Return on Equity (11.5%) is considered low.


Financial Health

How is EFG-Hermes HoldingE's financial position?


Financial Position Analysis

Short Term Liabilities: HRHO's short term assets (EGP24.6B) do not cover its short term liabilities (EGP26.9B).

Long Term Liabilities: HRHO's short term assets (EGP24.6B) exceed its long term liabilities (EGP4.0B).


Debt to Equity History and Analysis

Debt Level: HRHO's debt to equity ratio (131.9%) is considered high.

Reducing Debt: HRHO's debt to equity ratio has increased from 16.1% to 131.9% over the past 5 years.

Debt Coverage: HRHO's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: Insufficient data to determine if HRHO's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is EFG-Hermes HoldingE current dividend yield, its reliability and sustainability?

1.97%

Forecast Dividend Yield


Dividend Yield vs Market

Notable Dividend: Unable to evaluate HRHO's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate HRHO's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if HRHO's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if HRHO's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: HRHO is not paying a notable dividend for the EG market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of HRHO's dividend in 3 years as they are not forecast to pay a notable one for the EG market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

5.6yrs

Average management tenure


CEO

Karim Ali Awad Salame (45 yo)

7.83yrs

Tenure

Mr. Karim Ali Awad Saleh Salame serves as the Group Chief Executive Officer at EFG-Hermes Holding SAE since December 16, 2013 and serves as its Director since May 2, 2013. He serves as Managing Director at...


Leadership Team

Experienced Management: HRHO's management team is seasoned and experienced (5.6 years average tenure).


Board Members

Experienced Board: HRHO's board of directors are considered experienced (4.4 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

EFG-Hermes Holding S.A.E's employee growth, exchange listings and data sources


Key Information

  • Name: EFG-Hermes Holding S.A.E
  • Ticker: HRHO
  • Exchange: CASE
  • Founded: 1984
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: ج.م11.345b
  • Shares outstanding: 922.34m
  • Website: https://www.efghermes.com

Number of Employees


Location

  • EFG-Hermes Holding S.A.E
  • Building No. B129
  • Phase 3
  • 6th of October
  • 12577
  • Egypt

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/25 16:41
End of Day Share Price2021/10/25 00:00
Earnings2021/06/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.