CNFN Stock Overview
Operates as a consumer finance company in Egypt. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 2/6 |
| Dividends | 2/6 |
My Notes
Capture your thoughts, links and company narrative
Contact Financial Holding S.A.E. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ج.م4.67 |
| 52 Week High | ج.م6.50 |
| 52 Week Low | ج.م3.20 |
| Beta | 0.66 |
| 1 Month Change | -3.51% |
| 3 Month Change | -0.21% |
| 1 Year Change | 22.89% |
| 3 Year Change | 13.90% |
| 5 Year Change | 38.17% |
| Change since IPO | 14.25% |
Recent News & Updates
Recent updates
Shareholder Returns
| CNFN | EG Consumer Finance | EG Market | |
|---|---|---|---|
| 7D | -1.3% | -1.3% | -1.5% |
| 1Y | 22.9% | 10.2% | 28.7% |
Return vs Industry: CNFN exceeded the EG Consumer Finance industry which returned 10.2% over the past year.
Return vs Market: CNFN underperformed the EG Market which returned 27.5% over the past year.
Price Volatility
| CNFN volatility | |
|---|---|
| CNFN Average Weekly Movement | 6.6% |
| Consumer Finance Industry Average Movement | 5.6% |
| Market Average Movement | 5.6% |
| 10% most volatile stocks in EG Market | 8.8% |
| 10% least volatile stocks in EG Market | 3.3% |
Stable Share Price: CNFN has not had significant price volatility in the past 3 months compared to the EG market.
Volatility Over Time: CNFN's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2009 | n/a | Said Zater | www.contact.eg |
Contact Financial Holding S.A.E. operates as a consumer finance company in Egypt. The company offers financing solutions for new and used cars, light commercial vehicles, heavy transport trucks, trailers, motorcycles, scooters, and beach buggies; educational program financing for school, university, and postgraduate studies; club memberships, weddings and events, and home interior and furniture financing; mortgage products, including home finance and home equity; green finance for agricultural investments; watercraft financing, consisting of yachts, boats, jet skis, rafting, kayaking, kitesurfing gear, water skiing, parasailing, diving gear, and many more; shopping finance services for purchasing of consumer products; maintenance financing for home, car, and property; financial leasing services for passenger vehicles, busses, vans, medical equipment, and commercial vehicles that comprises light, medium, and heavy trucks; and commercial and consumerism, direct and reverse, recourse and non-recourse, and spot or whole ledger factoring services. It also provides insurance brokerage services, which include medical, life, personal accident, home, electronics, machinery, key protection, car, total car loss, vehicle transporter, business, transportation, and total transportation insurance products, as well as medical discount cards and key replacement coverage products; and marine and cargo transportation, engineering solutions, fire and burglary, fidelity guarantee, business interruption, cash in transit, and non-payment risk insurance products.
Contact Financial Holding S.A.E. Fundamentals Summary
| CNFN fundamental statistics | |
|---|---|
| Market cap | ج.م5.59b |
| Earnings (TTM) | ج.م664.51m |
| Revenue (TTM) | ج.م3.70b |
8.4x
P/E Ratio1.5x
P/S RatioIs CNFN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CNFN income statement (TTM) | |
|---|---|
| Revenue | ج.م3.70b |
| Cost of Revenue | ج.م617.44m |
| Gross Profit | ج.م3.08b |
| Other Expenses | ج.م2.42b |
| Earnings | ج.م664.51m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.55 |
| Gross Margin | 83.32% |
| Net Profit Margin | 17.95% |
| Debt/Equity Ratio | 221.4% |
How did CNFN perform over the long term?
See historical performance and comparisonDividends
5.4%
Current Dividend Yield49%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 04:39 |
| End of Day Share Price | 2024/12/19 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Contact Financial Holding S.A.E. is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Elena Sanchez-Cabezudo | EFG-Hermes Research |
| Farida Elaskalany | Pharos Research |
| Farida Elaskalany | Tellimer Research |