| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 6/6 |
| Past Performance | 6/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
CIRA Overview
Cairo for Investment & Real Estate Development SAE owns and manages schools under the Futures Schools brand in Egypt and the Middle East.
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ج.م11.26 |
| 52 Week High | ج.م10.72 |
| 52 Week Low | ج.م15.80 |
| Beta | 0.95 |
| 1 Month Change | -9.92% |
| 3 Month Change | -5.30% |
| 1 Year Change | -19.28% |
| 3 Year Change | 60.40% |
| 5 Year Change | n/a |
| Change since IPO | 103.25% |
Recent News & Updates
Shareholder Returns
| CIRA | EG Consumer Services | EG Market | |
|---|---|---|---|
| 7D | -4.6% | 2.0% | 1.3% |
| 1Y | -19.3% | 27.2% | 10.0% |
Return vs Industry: CIRA underperformed the EG Consumer Services industry which returned 28.2% over the past year.
Return vs Market: CIRA underperformed the EG Market which returned 8.2% over the past year.
Price Volatility
| CIRA volatility | |
|---|---|
| CIRA Beta | 0.95 |
| Industry Beta | 0.89 |
| Market Beta | 1 |
Stable Share Price: CIRA is less volatile than 75% of EG stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: CIRA's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1992 | n/a | Mohamed El Kalla | https://www.cairoinvest.com.eg |
Cairo for Investment & Real Estate Development SAE owns and manages schools under the Futures Schools brand in Egypt and the Middle East. It also provides educational management and support services, such as visibility studies, drafting goals, curriculum and bylaws, staff selection, training, assessment, and professional development to administration, directors, professors, and teachers; and university education services. In addition, the company offers health maintenance programs for groups, students, tourists, families, and individuals; and organizational development and consultancy services to hospitals, medical institutions, and other organizations.
Cairo for Investment & Real Estate DevelopmentE Fundamentals Summary
| CIRA fundamental statistics | |
|---|---|
| Market Cap | ج.م6.70b |
| Earnings (TTM) | ج.م309.47m |
| Revenue (TTM) | ج.م1.37b |
21.2x
P/E Ratio4.8x
P/S RatioIs CIRA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CIRA income statement (TTM) | |
|---|---|
| Revenue | ج.م1.37b |
| Cost of Revenue | ج.م573.82m |
| Gross Profit | ج.م792.51m |
| Expenses | ج.م483.04m |
| Earnings | ج.م309.47m |
Last Reported Earnings
May 31, 2021
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.53 |
| Gross Margin | 58.00% |
| Net Profit Margin | 22.65% |
| Debt/Equity Ratio | 84.1% |
How did CIRA perform over the long term?
See historical performance and comparisonDividends
1.5%
Current Dividend Yield27%
Payout RatioValuation
Is Cairo for Investment & Real Estate DevelopmentE undervalued compared to its fair value and its price relative to the market?
22.8%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: CIRA (EGP11.26) is trading below our estimate of fair value (EGP14.58)
Significantly Below Fair Value: CIRA is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: CIRA is poor value based on its PE Ratio (21.2x) compared to the African Consumer Services industry average (17.2x).
PE vs Market: CIRA is poor value based on its PE Ratio (21.2x) compared to the EG market (12.3x).
Price to Earnings Growth Ratio
PEG Ratio: CIRA is good value based on its PEG Ratio (0.8x)
Price to Book Ratio
PB vs Industry: CIRA is overvalued based on its PB Ratio (4.9x) compared to the XF Consumer Services industry average (1.8x).
Future Growth
How is Cairo for Investment & Real Estate DevelopmentE forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
28.1%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CIRA's forecast earnings growth (28.1% per year) is above the savings rate (9.1%).
Earnings vs Market: CIRA's earnings (28.1% per year) are forecast to grow faster than the EG market (14.2% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: CIRA's revenue (22.6% per year) is forecast to grow faster than the EG market (9.9% per year).
High Growth Revenue: CIRA's revenue (22.6% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CIRA's Return on Equity is forecast to be high in 3 years time (31%)
Past Performance
How has Cairo for Investment & Real Estate DevelopmentE performed over the past 5 years?
32.5%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CIRA has high quality earnings.
Growing Profit Margin: CIRA's current net profit margins (22.6%) are higher than last year (21.4%).
Past Earnings Growth Analysis
Earnings Trend: CIRA's earnings have grown significantly by 32.5% per year over the past 5 years.
Accelerating Growth: CIRA's earnings growth over the past year (37.1%) exceeds its 5-year average (32.5% per year).
Earnings vs Industry: CIRA earnings growth over the past year (37.1%) exceeded the Consumer Services industry 36%.
Return on Equity
High ROE: CIRA's Return on Equity (27.2%) is considered high.
Financial Health
How is Cairo for Investment & Real Estate DevelopmentE's financial position?
Financial Position Analysis
Short Term Liabilities: CIRA's short term assets (EGP745.6M) do not cover its short term liabilities (EGP829.4M).
Long Term Liabilities: CIRA's short term assets (EGP745.6M) do not cover its long term liabilities (EGP1.3B).
Debt to Equity History and Analysis
Debt Level: CIRA's debt to equity ratio (84.1%) is considered high.
Reducing Debt: CIRA's debt to equity ratio has increased from 49.3% to 84.1% over the past 5 years.
Debt Coverage: CIRA's debt is well covered by operating cash flow (62.8%).
Interest Coverage: CIRA's interest payments on its debt are well covered by EBIT (6.6x coverage).
Balance Sheet
Dividend
What is Cairo for Investment & Real Estate DevelopmentE current dividend yield, its reliability and sustainability?
1.52%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CIRA's dividend (1.52%) isn’t notable compared to the bottom 25% of dividend payers in the EG market (2.69%).
High Dividend: CIRA's dividend (1.52%) is low compared to the top 25% of dividend payers in the EG market (7.43%).
Stability and Growth of Payments
Stable Dividend: CIRA is not paying a notable dividend for the EG market, therefore no need to check if payments are stable.
Growing Dividend: CIRA is not paying a notable dividend for the EG market, therefore no need to check if payments are increasing.
Current Payout to Shareholders
Dividend Coverage: CIRA is not paying a notable dividend for the EG market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of CIRA's dividend in 3 years as they are not forecast to pay a notable one for the EG market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
CEO
Mohamed El Kalla
no data
Tenure
Mr. Mohamed Hassan El Kalla serves as Chief Executive Officer and Director at Cairo for Investment & Real Estate Development SAE and served as its Managing Director until March 2021. Mr. El Kalla was initi...
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Cairo for Investment & Real Estate Development S.A.E.'s employee growth, exchange listings and data sources
Key Information
- Name: Cairo for Investment & Real Estate Development S.A.E.
- Ticker: CIRA
- Exchange: CASE
- Founded: 1992
- Industry: Education Services
- Sector: Consumer Services
- Market Cap: ج.م6.702b
- Shares outstanding: 582.79m
- Website: https://www.cairoinvest.com.eg
Location
- Cairo for Investment & Real Estate Development S.A.E.
- 36 El Sheikh Ahmed El Sawi St.
- 6th Region
- Cairo
- 81624
- Egypt
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/10/17 16:16 |
| End of Day Share Price | 2021/10/17 00:00 |
| Earnings | 2021/05/31 |
| Annual Earnings | 2020/08/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.