alBaraka Bank Egypt S.A.E.

CASE:SAUD Stock Report

Market Cap: ج.م9.5b

alBaraka Bank EgyptE Past Earnings Performance

Past criteria checks 4/6

alBaraka Bank EgyptE has been growing earnings at an average annual rate of 19.8%, while the Banks industry saw earnings growing at 31.5% annually. Revenues have been growing at an average rate of 22.3% per year. alBaraka Bank EgyptE's return on equity is 24.3%, and it has net margins of 40.9%.

Key information

19.8%

Earnings growth rate

19.6%

EPS growth rate

Banks Industry Growth17.1%
Revenue growth rate22.3%
Return on equity24.3%
Net Margin40.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How alBaraka Bank EgyptE makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

CASE:SAUD Revenue, expenses and earnings (EGP Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 246,0092,4571,4900
30 Jun 245,4832,1541,4000
31 Mar 245,0851,9911,3010
31 Dec 234,6961,8961,2310
30 Sep 234,2511,7991,1430
30 Jun 234,0371,6881,0830
31 Mar 233,7521,5369910
31 Dec 223,4971,5259000
30 Sep 223,1581,1918980
30 Jun 222,9451,1308660
31 Mar 222,7161,0798360
31 Dec 212,5509957970
30 Sep 212,4888547660
30 Jun 212,3881,0247150
31 Mar 212,3951,0096820
31 Dec 202,3711,0846630
30 Sep 202,2971,1716330
30 Jun 202,2419146240
31 Mar 202,1319065970
31 Dec 192,0249085750
30 Sep 192,2011,1035480
30 Jun 192,0819985160
31 Mar 191,9719405020
31 Dec 181,9138724850
30 Sep 181,6987144790
30 Jun 181,6687124690
31 Mar 181,6146534510
31 Dec 171,5836174260
30 Sep 171,5265944010
30 Jun 171,4155083760
31 Mar 171,3634763700
31 Dec 161,2854473550
30 Sep 161,1734063470
30 Jun 161,1063423470
31 Mar 161,0232913230
31 Dec 159252273170
30 Sep 158942353090
30 Jun 158242262880
31 Mar 157792052840
31 Dec 147441942670
30 Sep 146961922710
30 Jun 146681722720
31 Mar 146261562660

Quality Earnings: SAUD has high quality earnings.

Growing Profit Margin: SAUD's current net profit margins (40.9%) are lower than last year (42.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SAUD's earnings have grown by 19.8% per year over the past 5 years.

Accelerating Growth: SAUD's earnings growth over the past year (36.6%) exceeds its 5-year average (19.8% per year).

Earnings vs Industry: SAUD earnings growth over the past year (36.6%) did not outperform the Banks industry 87%.

Return on Equity

High ROE: SAUD's Return on Equity (24.3%) is considered high.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/02 23:12
End of Day Share Price 2025/01/02 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

alBaraka Bank Egypt S.A.E. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Abanob MagdyBeltone Financial
Elena Sanchez-CabezudoEFG-Hermes Research