Lån & Spar Bank A/S

CPSE:LASP Stock Report

Market Cap: DKK 2.3b

Lån & Spar Bank Past Earnings Performance

Past criteria checks 4/6

Lån &r Bank has been growing earnings at an average annual rate of 27.6%, while the Banks industry saw earnings growing at 22.7% annually. Revenues have been growing at an average rate of 14.7% per year. Lån &r Bank's return on equity is 16.1%, and it has net margins of 31.5%.

Key information

27.6%

Earnings growth rate

27.4%

EPS growth rate

Banks Industry Growth12.4%
Revenue growth rate14.7%
Return on equity16.1%
Net Margin31.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Are You An Income Investor? Don't Miss Out On Lån & Spar Bank A/S (CPH:LASP)

Apr 09
Are You An Income Investor? Don't Miss Out On Lån & Spar Bank A/S (CPH:LASP)

How Much is Lån & Spar Bank's (CPH:LASP) CEO Getting Paid?

Feb 11
How Much is Lån & Spar Bank's (CPH:LASP) CEO Getting Paid?

Lån & Spar Bank A/S (CPH:LASP) Is An Attractive Dividend Stock - Here's Why

Dec 22
Lån & Spar Bank A/S (CPH:LASP) Is An Attractive Dividend Stock - Here's Why

Revenue & Expenses Breakdown

How Lån & Spar Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

CPSE:LASP Revenue, expenses and earnings (DKK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,6185108830
30 Jun 241,5484758620
31 Mar 241,5054688300
31 Dec 231,4754737940
30 Sep 231,3684297630
30 Jun 231,2483517520
31 Mar 231,1372847340
31 Dec 221,0172037260
30 Sep 229891717320
30 Jun 229911907100
31 Mar 229962066900
31 Dec 219822026800
30 Sep 219251836450
30 Jun 219081736390
31 Mar 218811626270
31 Dec 208571536140
30 Sep 208471586090
30 Jun 208571755970
31 Mar 208401655950
31 Dec 198471755870
30 Sep 198201645800
30 Jun 197791435650
31 Mar 197781465590
31 Dec 187651405560
30 Sep 187741555540
30 Jun 187751625480
31 Mar 187631615370
31 Dec 177661705260
30 Sep 177511425260
30 Jun 177461415210
31 Mar 177451395230
31 Dec 167361395130
30 Sep 167371435310
30 Jun 167211315230
31 Mar 166861065110
31 Dec 156721014970
30 Sep 15636954650
30 Jun 15601754550
31 Mar 15609854500
31 Dec 146241014470
30 Sep 146401224420
30 Jun 146511314400
31 Mar 146201064420
31 Dec 13577724390

Quality Earnings: LASP has high quality earnings.

Growing Profit Margin: LASP's current net profit margins (31.5%) are higher than last year (31.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: LASP's earnings have grown significantly by 27.6% per year over the past 5 years.

Accelerating Growth: LASP's earnings growth over the past year (18.9%) is below its 5-year average (27.6% per year).

Earnings vs Industry: LASP earnings growth over the past year (18.9%) exceeded the Banks industry 16.7%.

Return on Equity

High ROE: LASP's Return on Equity (16.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/18 11:19
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Lån & Spar Bank A/S is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution