Asseco Poland (SFBG) Stock Overview

Produces and sells software products worldwide. More details

SFBG fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	1/6
Past Performance	3/6
Financial Health	6/6
Dividends	5/6

Rewards

Trading at 40.7% below our estimate of its fair value

Earnings are forecast to grow 8.41% per year

Earnings have grown 6.9% per year over the past 5 years

Pays a reliable dividend of 1.87%

Risk Analysis

Shares are highly illiquid

SFBG Community Fair Values

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Asseco Poland S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Asseco Poland
Historical stock prices
Current Share Price	zł53.00
52 Week High	zł53.00
52 Week Low	zł51.00
Beta	0.26
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	3.92%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	SFBG	DE Software	DE Market
7D	0%	1.1%	-0.8%
1Y	n/a	46.1%	18.4%

Return vs Industry: Insufficient data to determine how SFBG performed against the German Software industry.

Return vs Market: Insufficient data to determine how SFBG performed against the German Market.

Price Volatility

Is SFBG's price volatile compared to industry and market?
SFBG volatility
SFBG Average Weekly Movement	n/a
Software Industry Average Movement	5.5%
Market Average Movement	5.2%
10% most volatile stocks in DE Market	11.7%
10% least volatile stocks in DE Market	2.6%

Stable Share Price: SFBG's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine SFBG's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1989	33,716	Adam Goral	asseco.com

Asseco Poland S.A. produces and sells software products worldwide. The company offers software and IT solutions for banking, payment, insurance, public administration, healthcare, defense and uniformed services, energy and gas, telecommunications and media, cloud services, and security sectors. It also provides ERP solutions and services, including proprietary and third-party software, and consulting and implementation services for micro, small, and mid-sized companies, as well as large enterprises.

Asseco Poland S.A. Fundamentals Summary

How do Asseco Poland's earnings and revenue compare to its market cap?
SFBG fundamental statistics
Market cap	€3.43b
Earnings (TTM)	€125.10m
Revenue (TTM)	€4.11b

27.4x

P/E Ratio

0.8x

P/S Ratio

Is SFBG overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SFBG income statement (TTM)
Revenue	zł17.46b
Cost of Revenue	zł13.44b
Gross Profit	zł4.02b
Other Expenses	zł3.49b
Earnings	zł531.00m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Aug 27, 2025

Earnings per share (EPS)	7.79
Gross Margin	23.04%
Net Profit Margin	3.04%
Debt/Equity Ratio	29.3%

How did SFBG perform over the long term?

See historical performance and comparison

Dividends

1.8%

Current Dividend Yield

51%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/07/18 22:48
End of Day Share Price	2025/07/08 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Asseco Poland S.A. is covered by 15 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Kamil Kliszcz	Biuro maklerskie mBanku
Pawel Szpigiel	Biuro maklerskie mBanku
Witold Samborski	Citigroup Inc