S3P Stock Overview Provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. More details
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Sapiens International Corporation N.V. Competitors Price History & Performance
Summary of share price highs, lows and changes for Sapiens International Historical stock prices Current Share Price US$27.00 52 Week High US$37.80 52 Week Low US$24.00 Beta 1.15 1 Month Change 4.65% 3 Month Change -20.12% 1 Year Change 7.14% 3 Year Change -3.57% 5 Year Change 21.62% Change since IPO 1,135.70%
Recent News & Updates
Sapiens International Corporation N.V. to Report Q4, 2024 Results on Feb 18, 2025 Jan 28 Sapiens International Corporation N.V., Annual General Meeting, Dec 31, 2024 Dec 11
Third quarter 2024 earnings released: EPS: US$0.33 (vs US$0.29 in 3Q 2023) Nov 13
New minor risk - Share price stability Nov 12
Now 30% undervalued after recent price drop Nov 12
Sapiens International Corporation N.V. Provides Revenue Guidance for the Fiscal Year 2025 Nov 11 See more updates
Sapiens International Corporation N.V. to Report Q4, 2024 Results on Feb 18, 2025 Jan 28 Sapiens International Corporation N.V., Annual General Meeting, Dec 31, 2024 Dec 11
Third quarter 2024 earnings released: EPS: US$0.33 (vs US$0.29 in 3Q 2023) Nov 13
New minor risk - Share price stability Nov 12
Now 30% undervalued after recent price drop Nov 12
Sapiens International Corporation N.V. Provides Revenue Guidance for the Fiscal Year 2025 Nov 11
Sapiens International Corporation N.V. to Report Q3, 2024 Results on Nov 11, 2024 Oct 28
Sapiens International Corporation Releases Latest Version of Sapiens CoreSuite for Property & Casualty for Enhanced Performance, Security and Efficiency Aug 27
First half dividend of US$0.29 announced Aug 19
Sapiens International Corporation N.V. Approves Distribution of Cash Dividend for the First Half of 2024, Payable on September 12, 2024 Aug 15
Second quarter 2024 earnings released: EPS: US$0.33 (vs US$0.28 in 2Q 2023) Aug 02
Sapiens International Corporation N.V. to Report Q2, 2024 Results on Aug 01, 2024 Jul 18
Sapiens International Corporation Launches Its Next-Gen Intelligent Insurance Platform Jun 18
First quarter 2024 earnings released: EPS: US$0.31 (vs US$0.26 in 1Q 2023) May 08 Sapiens International Corporation N.V. Unveils Enhanced Reinsurance and Analytics Solution Catering to Evolving Market Demands
Sapiens International Corporation Launches IntegrateAI, Second Release in its DecisionAI Portfolio Apr 20
Now 20% undervalued Apr 09 Sapiens International Reportedly Explores Sale Apr 08
Final dividend of US$0.28 announced Mar 31
Full year 2023 earnings released: EPS: US$1.13 (vs US$0.95 in FY 2022) Mar 27
Sapiens International Corporation N.V. Approves Cash Dividend for Second-Half of 2023, Payable on April 18, 2024 Mar 26
Full year 2023 earnings released: EPS: US$1.13 (vs US$0.95 in FY 2022) Feb 21
Now 20% undervalued after recent price drop Feb 02
Sapiens International Corporation N.V. to Report Q4, 2023 Results on Feb 20, 2024 Jan 24
Sapiens International Corporation Releases Latest Version of Sapiens IllustrationPro and ApplicationPro with Enhanced Digital Engagement Dec 05
Sapiens International Corporation N.V., Annual General Meeting, Dec 20, 2023 Nov 10
Now 28% undervalued after recent price drop Nov 10
Third quarter 2023 earnings released: EPS: US$0.29 (vs US$0.24 in 3Q 2022) Nov 09
Sapiens International Corporation N.V. to Report Q3, 2023 Results on Nov 08, 2023 Oct 27
Sapiens International Corporation Introduces Decision Model.AI, A Generative AI Solution to Enhance Automation Speeds, Integrating Microsoft Azure OpenAI Service Oct 26
Upcoming dividend of US$0.26 per share at 1.7% yield Aug 08
Second quarter 2023 earnings released: EPS: US$0.28 (vs US$0.22 in 2Q 2022) Aug 03
Sapiens International Corporation N.V. Approves Distribution of Cash Dividend for the Six Months of 2023, Payable on August 30, 2023 Aug 03
Sapiens International Corporation N.V. to Report Q2, 2023 Results on Aug 02, 2023 Jul 18
Sapiens International Corporation N.V.(NasdaqGS:SPNS) dropped from Russell Small Cap Comp Value Index Jun 25
Sapiens International Corporation N.V. Launched Its New Parameter Management (Pam) Solution May 11
First quarter 2023 earnings released: EPS: US$0.26 (vs US$0.25 in 1Q 2022) May 03
Full year 2022 earnings released Mar 31
Full year 2022 earnings released: EPS: US$0.95 (vs US$0.86 in FY 2021) Feb 22
Sapiens International Corporation, Announces the Full Launch of Its Cloud-First Life Core Platform Coresuite for Life & Pensions Feb 14
Sapiens International Corporation N.V. to Report Q4, 2022 Results on Feb 21, 2023 Jan 25
Sapiens International Corporation N.V. Rejoins Yaffa Cohen-Ifrah as Chief Marketing Officer and Head of Investor Relations Dec 20
Sapiens International Corporation N.V. Establishes Presence in Finnish Market with Localtapiola Life, Fourth Largest Life Insurance Company in Finland Dec 15
Insufficient new directors Nov 16
Sapiens International Corporation N.V., Annual General Meeting, Dec 22, 2022 Nov 10
Third quarter 2022 earnings released: EPS: US$0.24 (vs US$0.24 in 3Q 2021) Nov 04
Sapiens International Corporation N.V. Revises Earnings Guidance for the Year 2022 Nov 04
Gary Rejoins Sapiens as EVP, Chief Revenue Officer for North America Oct 27
Sapiens International Corporation N.V. to Report Q3, 2022 Results on Nov 03, 2022 Oct 25
Sapiens International Corporation, Launches Its New Artificial Intelligence (Ai) Based Sapiens Decision Automated Logic Extraction (Ale) Solution Sep 20
Upcoming dividend of US$0.23 per share Aug 09
Second quarter 2022 earnings released: EPS: US$0.22 (vs US$0.19 in 2Q 2021) Aug 04 Sapiens International Corporation N.V. Revises Earnings Guidance for the Year 2022
Sapiens International Corporation N.V. to Report Q2, 2022 Results on Aug 03, 2022 Jul 21 Sapiens International Corporation N.V.(NasdaqGS:SPNS) dropped from Russell 2000 Growth-Defensive Index
NYCM Insurance Goes Live with Sapiens International Corporation N.V. Reinsurance Platform May 19 Sapiens International Corporation N.V. Reiterates Earnings Guidance for the Year 2022
First quarter 2022 earnings released: EPS: US$0.25 (vs US$0.18 in 1Q 2021) May 04
Insufficient new directors Apr 27
Sapiens International Corporation N.V. to Report Q1, 2022 Results on May 03, 2022 Apr 20
Full year 2021 earnings released: EPS: US$0.86 (vs US$0.66 in FY 2020) Apr 02
Full year 2021 earnings: Revenues and EPS in line with analyst expectations Feb 25
Investor sentiment deteriorated over the past week Feb 24
Sapiens International Corporation N.V. to Report Q4, 2021 Results on Feb 23, 2022 Feb 15
Now 21% undervalued after recent price drop Feb 05
Now 21% undervalued Jan 15
COPIC Insurance Expands Relationship with Sapiens International Corporation Dec 03
Third quarter 2021 earnings released: EPS US$0.24 (vs US$0.18 in 3Q 2020) Nov 04
Sapiens International Corporation N.V.(TASE:SPNS) dropped from TA-35 Index Aug 14
Sapiens International Corporation N.V. Provides Revenue Guidance for the Year 2021 Aug 05
Second quarter 2021 earnings released: EPS US$0.19 (vs US$0.18 in 2Q 2020) Aug 05
Sapiens International Corporation Announces the Availability of Two Additional Cloud-Native Components of Its DigitalSuite Jul 01
Sapiens International Corporation Launches BotConnect and LiveConnect May 13
First quarter 2021 earnings released: EPS US$0.18 (vs US$0.14 in 1Q 2020) May 05
Sapiens International Corporation Provides Earnings Guidance for the Year 2021 May 05
Upcoming dividend of US$0.37 per share Apr 20
Full year 2020 earnings released: EPS US$0.66 (vs US$0.53 in FY 2019) Mar 26
Sapiens International Corporation Announces the General Availability of Its New Sapiens Coresuite for Life & Annuities for North American Customers and Sapiens Coresuite for Life & Pensions for EMEA and Apac Customers Mar 12
Sapiens and Rising Medical Solutions Partner to Simplify Processes, Reduce Costs for Workers' Compensation and Property & Casualty Carriers Mar 05
Full year 2020 earnings released: EPS US$0.66 (vs US$0.53 in FY 2019) Feb 26
Revenue beats expectations Feb 26
Sapiens International Corporation N.V. Expands Portfolio Supported by Sapiens Iditsuite for Property & Casualty Feb 23
Sapiens Partners with VPay to Extend Digital Payment to Workers’ Compensation Insurers Feb 18
Sapiens International Corporation N.V. to Report Q4, 2020 Results on Feb 25, 2021 Feb 10
New 90-day high: €25.60 Jan 19
Click-Ins Partners with Sapiens to Provide Automated AI-based Vehicle Damage Inspection and Accelerate Claims Management Jan 12
Altshuler Shaham Selects Sapiens for the Operation and Automation of Its Provident and Pension Funds Jan 06
Sapiens Partners with TruthMD to Offer Insurers Advanced Data Analytics on Medical Providers Dec 18
Sapiens International Corporation Appoints Rodrigo Rueda as Sales Director Dec 15
New 90-day low: €22.80 Dec 08
Sapiens International Corporation Announces A Partnership with LifeScore Labs Dec 04
MAPFRE MSV Life p.l.c Announces Live with Sapiens Life & Pension Core Suite and Digital Solution Nov 17 Shareholder Returns S3P DE Software DE Market 7D 8.9% 2.2% 2.0% 1Y 7.1% 61.3% 15.2%
See full shareholder returns
Return vs Market: S3P underperformed the German Market which returned 14.1% over the past year.
Price Volatility Is S3P's price volatile compared to industry and market? S3P volatility S3P Average Weekly Movement 8.6% Software Industry Average Movement 5.4% Market Average Movement 4.8% 10% most volatile stocks in DE Market 11.0% 10% least volatile stocks in DE Market 2.4%
Stable Share Price: S3P's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: S3P's weekly volatility (9%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. The company provides various solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields. It offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; IDITGo, a pre-configured, data-enriched insurance launch and accelerator platform solutions; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement.
Show more Sapiens International Corporation N.V. Fundamentals Summary How do Sapiens International's earnings and revenue compare to its market cap? S3P fundamental statistics Market cap €1.43b Earnings (TTM ) €68.42m Revenue (TTM ) €517.27m
Earnings & Revenue Key profitability statistics from the latest earnings report (TTM) S3P income statement (TTM ) Revenue US$538.93m Cost of Revenue US$305.02m Gross Profit US$233.91m Other Expenses US$162.62m Earnings US$71.29m
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 18, 2025
Earnings per share (EPS) 1.28 Gross Margin 43.40% Net Profit Margin 13.23% Debt/Equity Ratio 8.4%
How did S3P perform over the long term?
See historical performance and comparison Dividends
2.2% Current Dividend Yield
Company Analysis and Financial Data Status Data Last Updated (UTC time) Company Analysis 2025/01/30 12:09 End of Day Share Price 2025/01/30 00:00 Earnings 2024/09/30 Annual Earnings 2023/12/31
Data Sources The data used in our company analysis is from S&P Global Market Intelligence LLC . The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
Package Data Timeframe Example US Source * Company Financials 10 years Income statement Cash flow statement Balance sheet Analyst Consensus Estimates +3 years Forecast financials Analyst price targets Market Prices 30 years Stock prices Dividends, Splits and Actions Ownership 10 years Top shareholders Insider trading Management 10 years Leadership team Board of directors Key Developments 10 years
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here .
Analysis Model and Snowflake Details of the analysis model used to generate this report is available on our Github page , we also have guides on how to use our reports and tutorials on Youtube .
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Industry and Sector Metrics Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources Sapiens International Corporation N.V. is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
Analyst Institution Danny Kaplan Barclays Tavy Rosner Barclays Ashwin Shirvaikar Citigroup Inc
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