R1B Stock Overview
Rubean AG provides software-only point-of-sale solutions to banks, acquirers, and merchants.
Price History & Performance
|Historical stock prices|
|Current Share Price||€7.40|
|52 Week High||€13.40|
|52 Week Low||€4.40|
|1 Month Change||8.82%|
|3 Month Change||37.04%|
|1 Year Change||-41.73%|
|3 Year Change||39.62%|
|5 Year Change||5.71%|
|Change since IPO||39.62%|
Recent News & Updates
|R1B||DE Software||DE Market|
Return vs Industry: R1B underperformed the German Software industry which returned -26.7% over the past year.
Return vs Market: R1B underperformed the German Market which returned -20.4% over the past year.
|R1B Average Weekly Movement||12.9%|
|Software Industry Average Movement||5.8%|
|Market Average Movement||5.7%|
|10% most volatile stocks in DE Market||10.2%|
|10% least volatile stocks in DE Market||2.8%|
Stable Share Price: R1B is more volatile than 90% of German stocks over the past 3 months, typically moving +/- 13% a week.
Volatility Over Time: R1B's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
Rubean AG provides software-only point-of-sale solutions to banks, acquirers, and merchants. The company offers PhonePOS, a mobile point-of-sale (POS) solution that enables a smartphone to accept contactless card payments; and RubeanTag, a communication circle between POS terminal, customer phone, and payment service provider. It also provides DRubeans, a platform that connects various workstations, such as PCs and thin client terminals with various peripheral devices comprising printers and automated teller safes.
Rubean Fundamentals Summary
|R1B fundamental statistics|
Is R1B overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|R1B income statement (TTM)|
|Cost of Revenue||€781.90k|
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
|Earnings per share (EPS)||-0.68|
|Net Profit Margin||-453.77%|
How did R1B perform over the long term?See historical performance and comparison
Is R1B undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 2/6
Price-To-Sales vs Peers
Price-To-Sales vs Industry
Price-To-Sales vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for R1B?
Other financial metrics that can be useful for relative valuation.
|What is R1B's n/a Ratio?|
Price to Sales Ratio vs Peers
How does R1B's PS Ratio compare to its peers?
|R1B PS Ratio vs Peers|
|Company||PS||Estimated Growth||Market Cap|
UMDK UMT United Mobility Technology
TBX tick Trading Software
DTD2 B+S Banksysteme
Price-To-Sales vs Peers: R1B is expensive based on its Price-To-Sales Ratio (49.6x) compared to the peer average (1.8x).
Price to Earnings Ratio vs Industry
How does R1B's PE Ratio compare vs other companies in the DE Software Industry?
Price-To-Sales vs Industry: R1B is expensive based on its Price-To-Sales Ratio (49.6x) compared to the German Software industry average (2.4x)
Price to Sales Ratio vs Fair Ratio
What is R1B's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PS Ratio||49.6x|
|Fair PS Ratio||0.9x|
Price-To-Sales vs Fair Ratio: R1B is expensive based on its Price-To-Sales Ratio (49.6x) compared to the estimated Fair Price-To-Sales Ratio (0.9x).
Share Price vs Fair Value
What is the Fair Price of R1B when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: R1B (€7.4) is trading below our estimate of fair value (€25.56)
Significantly Below Fair Value: R1B is trading below fair value by more than 20%.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Analyst Forecast: Insufficient data to show price forecast.
Discover undervalued companies
How is Rubean forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Future Growth Score6/6
Future Growth Score 6/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: R1B is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (-0.01%).
Earnings vs Market: R1B is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: R1B is expected to become profitable in the next 3 years.
Revenue vs Market: R1B's revenue (77.7% per year) is forecast to grow faster than the German market (5% per year).
High Growth Revenue: R1B's revenue (77.7% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: R1B's Return on Equity is forecast to be very high in 3 years time (43.3%).
Discover growth companies
How has Rubean performed over the past 5 years?
Past Performance Score0/6
Past Performance Score 0/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: R1B is currently unprofitable.
Growing Profit Margin: R1B is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: R1B is unprofitable, and losses have increased over the past 5 years at a rate of 35.5% per year.
Accelerating Growth: Unable to compare R1B's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: R1B is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (7.2%).
Return on Equity
High ROE: R1B has a negative Return on Equity (-26.78%), as it is currently unprofitable.
Discover strong past performing companies
How is Rubean's financial position?
Financial Health Score3/6
Financial Health Score 3/6
Short Term Liabilities
Long Term Liabilities
Stable Cash Runway
Forecast Cash Runway
Financial Position Analysis
Short Term Liabilities: R1B's short term assets (€1.5M) do not cover its short term liabilities (€2.1M).
Long Term Liabilities: R1B's short term assets (€1.5M) exceed its long term liabilities (€71.5K).
Debt to Equity History and Analysis
Debt Level: R1B is debt free.
Reducing Debt: R1B has no debt compared to 5 years ago when its debt to equity ratio was 0.01%.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Insufficient data to determine if R1B has enough cash runway based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if R1B has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.
Discover healthy companies
What is Rubean current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Cash Flow Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate R1B's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate R1B's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if R1B's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if R1B's dividend payments have been increasing.
Earnings Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: Unable to calculate sustainability of dividends as R1B has not reported any payouts.
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Dr. Hermann Geupel serves as the Chief Executive Officer and Member of Management at Rubean AG. Dr. Geupel served as Managing Director of VoiceTrust GmbH (Formerly VoiceTrust AG), responsible for Sales and...
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 49.7%.
Rubean AG's employee growth, exchange listings and data sources
- Name: Rubean AG
- Ticker: R1B
- Exchange: DB
- Founded: NaN
- Industry: Application Software
- Sector: Software
- Implied Market Cap: €20.110m
- Shares outstanding: 2.72m
- Website: https://www.rubean.com
Number of Employees
- Rubean AG
- Kistlerhofstrasse 168
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/08/14 00:00|
|End of Day Share Price||2022/08/12 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.