9J3 Stock Overview

Provides cloud-based digital banking solutions in the United States. More details

9J3 fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	6/6
Past Performance	0/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 31.5% below our estimate of its fair value

Earnings are forecast to grow 85.16% per year

Analysts in good agreement that stock price will rise by 63.1%

Risk Analysis

Shares are highly illiquid

Significant insider selling over the past 3 months

Community vs My Fair Value

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Alkami Technology, Inc. Competitors

ATOSS Software

XTRA:AOF

€2.0b

TeamViewer

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€2.0b

Northern Data

DB:NB2

€1.6b

Mensch und Maschine Software

XTRA:MUM

€861.9m

Price History & Performance

Summary of share price highs, lows and changes for Alkami Technology
Historical stock prices
Current Share Price	US$24.40
52 Week High	US$24.40
52 Week Low	US$21.39
Beta	0.49
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	14.07%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	9J3	DE Software	DE Market
7D	5.6%	3.4%	-0.5%
1Y	n/a	37.3%	13.3%

Return vs Industry: Insufficient data to determine how 9J3 performed against the German Software industry.

Return vs Market: Insufficient data to determine how 9J3 performed against the German Market.

Price Volatility

Is 9J3's price volatile compared to industry and market?
9J3 volatility
9J3 Average Weekly Movement	n/a
Software Industry Average Movement	5.4%
Market Average Movement	5.4%
10% most volatile stocks in DE Market	12.1%
10% least volatile stocks in DE Market	2.8%

Stable Share Price: 9J3's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine 9J3's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2009	938	Alex Shootman	www.alkami.com

Alkami Technology, Inc. provides cloud-based digital banking solutions in the United States. The company’s Alkami Digital Banking Platform allows financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of a proprietary, cloud-based, and multi-tenant architecture. It serves community, regional, super-regional credit unions, and banks.

Alkami Technology, Inc. Fundamentals Summary

How do Alkami Technology's earnings and revenue compare to its market cap?
9J3 fundamental statistics
Market cap	€2.51b
Earnings (TTM)	-€37.74m
Revenue (TTM)	€308.58m

8.1x

P/S Ratio

-66.5x

P/E Ratio

Is 9J3 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
9J3 income statement (TTM)
Revenue	US$333.85m
Cost of Revenue	US$137.22m
Gross Profit	US$196.63m
Other Expenses	US$237.47m
Earnings	-US$40.83m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-0.40
Gross Margin	58.90%
Net Profit Margin	-12.23%
Debt/Equity Ratio	0%

How did 9J3 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/03/23 23:42
End of Day Share Price	2025/03/21 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Alkami Technology, Inc. is covered by 12 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Saket Kalia	Barclays
Andrew Schmidt	Citigroup Inc
Patrick Walravens	Citizens JMP Securities, LLC