Text Balance Sheet Health
Financial Health criteria checks 4/6
Text has a total shareholder equity of PLN82.5M and total debt of PLN10.0M, which brings its debt-to-equity ratio to 12.1%. Its total assets and total liabilities are PLN178.8M and PLN96.3M respectively. Text's EBIT is PLN149.9M making its interest coverage ratio -405.1. It has cash and short-term investments of PLN16.7M.
Key information
12.10%
Debt to equity ratio
zł9.99m
Debt
| Interest coverage ratio | -405.1x |
| Cash | zł16.72m |
| Equity | zł82.53m |
| Total liabilities | zł96.26m |
| Total assets | zł178.79m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: 886's short term assets (PLN88.1M) do not cover its short term liabilities (PLN90.7M).
Long Term Liabilities: 886's short term assets (PLN88.1M) exceed its long term liabilities (PLN5.5M).
Debt to Equity History and Analysis
Debt Level: 886 has more cash than its total debt.
Reducing Debt: 886's debt to equity ratio has increased from 0% to 12.1% over the past 5 years.
Debt Coverage: 886's debt is well covered by operating cash flow (1427.8%).
Interest Coverage: 886 earns more interest than it pays, so coverage of interest payments is not a concern.
Balance Sheet
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/12/07 21:19 |
| End of Day Share Price | 2025/12/05 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2025/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Text S.A. is covered by 11 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Pawel Szpigiel | Biuro maklerskie mBanku |
| Beata Szparaga-Wasniewska | Biuro maklerskie mBanku |
| Henning Esskuchen | Erste Group Bank AG |