Executive Summary
UMT United Mobility Technology AG in the development and implementation of individual mobile payment and block chain solutions in Europe.
Rewards
Risk Analysis
Snowflake Analysis
Flawless balance sheet and good value.
Share Price & News
How has UMT United Mobility Technology's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: UMDK's share price has been volatile over the past 3 months.
Market Performance
7 Day Return
249.7%
UMDK
1.7%
DE Software
2.6%
DE Market
1 Year Return
55.3%
UMDK
29.6%
DE Software
8.1%
DE Market
Return vs Industry: UMDK exceeded the German Software industry which returned 29.6% over the past year.
Return vs Market: UMDK exceeded the German Market which returned 8.1% over the past year.
Shareholder returns
| UMDK | Industry | Market | |
|---|---|---|---|
| 7 Day | 249.7% | 1.7% | 2.6% |
| 30 Day | 227.7% | 0.04% | -0.08% |
| 90 Day | 164.6% | 24.1% | 12.1% |
| 1 Year | 55.3%55.3% | 31.4%29.6% | 10.5%8.1% |
| 3 Year | -56.8%-56.8% | 64.1%57.4% | 6.4%-2.1% |
| 5 Year | -52.2%-52.2% | 134.2%118.2% | 15.2%-0.3% |
Price Volatility Vs. Market
How volatile is UMT United Mobility Technology's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall St
Is Now The Time To Look At Buying UMT United Mobility Technology AG (ETR:UMDK)?2 months ago | Simply Wall St
Why UMT United Mobility Technology AG’s (ETR:UMDK) Return On Capital Employed Might Be A Concern3 months ago | Simply Wall St
How Does UMT United Mobility Technology's (ETR:UMDK) P/E Compare To Its Industry, After Its Big Share Price Gain?Valuation
Is UMT United Mobility Technology undervalued compared to its fair value and its price relative to the market?
4.7%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: UMDK (€5.98) is trading below our estimate of fair value (€6.27)
Significantly Below Fair Value: UMDK is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: UMDK is good value based on its PE Ratio (20.2x) compared to the DE Software industry average (25.6x).
PE vs Market: UMDK is good value based on its PE Ratio (20.2x) compared to the German market (21.5x).
Price to Earnings Growth Ratio
PEG Ratio: UMDK is poor value based on its PEG Ratio (3.3x)
Price to Book Ratio
PB vs Industry: UMDK is good value based on its PB Ratio (0.6x) compared to the DE Software industry average (3.4x).
Next Steps
Future Growth
How is UMT United Mobility Technology forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
6.2%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: UMDK's forecast earnings growth (6.2% per year) is above the savings rate (0.2%).
Earnings vs Market: UMDK's earnings (6.2% per year) are forecast to grow slower than the German market (24% per year).
High Growth Earnings: UMDK's earnings are forecast to grow, but not significantly.
Revenue vs Market: UMDK's revenue is expected to decline over the next 3 years (-3.2% per year).
High Growth Revenue: UMDK's revenue is forecast to decline over the next 3 years (-3.2% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: UMDK's Return on Equity is forecast to be low in 3 years time (3%).
Next Steps
Past Performance
How has UMT United Mobility Technology performed over the past 5 years?
8.6%
Last years earnings growth
Earnings and Revenue History
Quality Earnings: UMDK has high quality earnings.
Growing Profit Margin: UMDK's current net profit margins (5.2%) are higher than last year (5%).
Past Earnings Growth Analysis
Earnings Trend: UMDK has become profitable over the past 5 years, growing earnings by 0% per year.
Accelerating Growth: Insufficient data to compare UMDK's past year earnings growth to its 5-year average.
Earnings vs Industry: UMDK earnings growth over the past year (8.6%) underperformed the Software industry 32.1%.
Return on Equity
High ROE: UMDK's Return on Equity (2.7%) is considered low.
Next Steps
Financial Health
How is UMT United Mobility Technology's financial position?
Financial Position Analysis
Short Term Liabilities: UMDK's short term assets (€3.9M) exceed its short term liabilities (€427.5K).
Long Term Liabilities: UMDK's short term assets (€3.9M) exceed its long term liabilities (€543.7K).
Debt to Equity History and Analysis
Debt Level: UMDK is debt free.
Reducing Debt: UMDK had no debt 5 years ago.
Debt Coverage: UMDK has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: UMDK has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
Next Steps
Dividend
What is UMT United Mobility Technology current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate UMDK's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate UMDK's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if UMDK's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if UMDK's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of UMDK's dividend in 3 years as they are not forecast to pay a notable one for the German market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
CEO
Albert Wahl (60 yo)
9.67yrs
Tenure
Dr. Albert Wahl, Ph.D., serves as the Chairman of Supervisory Board at M1 Kliniken AG since June 27, 2017. Dr. Wahl has been the Chief Executive Officer of UMT - United Mobility Technology AG since 2010an ...
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
UMT United Mobility Technology AG's company bio, employee growth, exchange listings and data sources
Key Information
- Name: UMT United Mobility Technology AG
- Ticker: UMDK
- Exchange: XTRA
- Founded: 1989
- Industry: Application Software
- Sector: Software
- Market Cap: €14.349m
- Shares outstanding: 2.35m
- Website: https://www.umt.ag
Number of Employees
Location
- UMT United Mobility Technology AG
- Brienner Strasse 7
- Munich
- Bavaria
- 80333
- Germany
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| UMDK | DB (Deutsche Boerse AG) | Yes | Bearer Shares | DE | EUR | Oct 2008 |
| UMDK | XTRA (XETRA Trading Platform) | Yes | Bearer Shares | DE | EUR | Oct 2008 |
Biography
UMT United Mobility Technology AG in the development and implementation of individual mobile payment and block chain solutions in Europe. It operates between various related parties, such as large retail c ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/08/09 20:56 |
| End of Day Share Price | 2020/08/07 00:00 |
| Earnings | 2019/06/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.