XTRA:UMDK

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UMT United Mobility Technology

Executive Summary

UMT United Mobility Technology AG in the development and implementation of individual mobile payment and block chain solutions in Europe.


Snowflake Analysis

Flawless balance sheet and good value.

Share Price & News

How has UMT United Mobility Technology's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: UMDK's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

249.7%

UMDK

1.7%

DE Software

2.6%

DE Market


1 Year Return

55.3%

UMDK

29.6%

DE Software

8.1%

DE Market

Return vs Industry: UMDK exceeded the German Software industry which returned 29.6% over the past year.

Return vs Market: UMDK exceeded the German Market which returned 8.1% over the past year.


Shareholder returns

UMDKIndustryMarket
7 Day249.7%1.7%2.6%
30 Day227.7%0.04%-0.08%
90 Day164.6%24.1%12.1%
1 Year55.3%55.3%31.4%29.6%10.5%8.1%
3 Year-56.8%-56.8%64.1%57.4%6.4%-2.1%
5 Year-52.2%-52.2%134.2%118.2%15.2%-0.3%

Price Volatility Vs. Market

How volatile is UMT United Mobility Technology's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is UMT United Mobility Technology undervalued compared to its fair value and its price relative to the market?

4.7%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: UMDK (€5.98) is trading below our estimate of fair value (€6.27)

Significantly Below Fair Value: UMDK is trading below fair value, but not by a significant amount.


Price To Earnings Ratio

PE vs Industry: UMDK is good value based on its PE Ratio (20.2x) compared to the DE Software industry average (25.6x).

PE vs Market: UMDK is good value based on its PE Ratio (20.2x) compared to the German market (21.5x).


Price to Earnings Growth Ratio

PEG Ratio: UMDK is poor value based on its PEG Ratio (3.3x)


Price to Book Ratio

PB vs Industry: UMDK is good value based on its PB Ratio (0.6x) compared to the DE Software industry average (3.4x).


Next Steps

Future Growth

How is UMT United Mobility Technology forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

6.2%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: UMDK's forecast earnings growth (6.2% per year) is above the savings rate (0.2%).

Earnings vs Market: UMDK's earnings (6.2% per year) are forecast to grow slower than the German market (24% per year).

High Growth Earnings: UMDK's earnings are forecast to grow, but not significantly.

Revenue vs Market: UMDK's revenue is expected to decline over the next 3 years (-3.2% per year).

High Growth Revenue: UMDK's revenue is forecast to decline over the next 3 years (-3.2% per year).


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: UMDK's Return on Equity is forecast to be low in 3 years time (3%).


Next Steps

Past Performance

How has UMT United Mobility Technology performed over the past 5 years?

8.6%

Last years earnings growth


Earnings and Revenue History

Quality Earnings: UMDK has high quality earnings.

Growing Profit Margin: UMDK's current net profit margins (5.2%) are higher than last year (5%).


Past Earnings Growth Analysis

Earnings Trend: UMDK has become profitable over the past 5 years, growing earnings by 0% per year.

Accelerating Growth: Insufficient data to compare UMDK's past year earnings growth to its 5-year average.

Earnings vs Industry: UMDK earnings growth over the past year (8.6%) underperformed the Software industry 32.1%.


Return on Equity

High ROE: UMDK's Return on Equity (2.7%) is considered low.


Next Steps

Financial Health

How is UMT United Mobility Technology's financial position?


Financial Position Analysis

Short Term Liabilities: UMDK's short term assets (€3.9M) exceed its short term liabilities (€427.5K).

Long Term Liabilities: UMDK's short term assets (€3.9M) exceed its long term liabilities (€543.7K).


Debt to Equity History and Analysis

Debt Level: UMDK is debt free.

Reducing Debt: UMDK had no debt 5 years ago.

Debt Coverage: UMDK has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: UMDK has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Next Steps

Dividend

What is UMT United Mobility Technology current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate UMDK's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate UMDK's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if UMDK's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if UMDK's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of UMDK's dividend in 3 years as they are not forecast to pay a notable one for the German market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

Albert Wahl (60 yo)

9.67yrs

Tenure

Dr. Albert Wahl, Ph.D., serves as the Chairman of Supervisory Board at M1 Kliniken AG since June 27, 2017. Dr. Wahl has been the Chief Executive Officer of UMT - United Mobility Technology AG since 2010an ...


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

UMT United Mobility Technology AG's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: UMT United Mobility Technology AG
  • Ticker: UMDK
  • Exchange: XTRA
  • Founded: 1989
  • Industry: Application Software
  • Sector: Software
  • Market Cap: €14.349m
  • Shares outstanding: 2.35m
  • Website: https://www.umt.ag

Number of Employees


Location

  • UMT United Mobility Technology AG
  • Brienner Strasse 7
  • Munich
  • Bavaria
  • 80333
  • Germany

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
UMDKDB (Deutsche Boerse AG)YesBearer SharesDEEUROct 2008
UMDKXTRA (XETRA Trading Platform)YesBearer SharesDEEUROct 2008

Biography

UMT United Mobility Technology AG in the development and implementation of individual mobile payment and block chain solutions in Europe. It operates between various related parties, such as large retail c ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/08/09 20:56
End of Day Share Price2020/08/07 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.