Serviceware Balance Sheet Health
Financial Health criteria checks 6/6
Serviceware has a total shareholder equity of €47.9M and total debt of €6.0M, which brings its debt-to-equity ratio to 12.6%. Its total assets and total liabilities are €171.4M and €123.5M respectively. Serviceware's EBIT is €787.1K making its interest coverage ratio -2.4. It has cash and short-term investments of €26.7M.
Key information
12.61%
Debt to equity ratio
€6.03m
Debt
| Interest coverage ratio | -2.4x |
| Cash | €26.65m |
| Equity | €47.87m |
| Total liabilities | €123.54m |
| Total assets | €171.40m |
Recent financial health updates
Is Serviceware (ETR:SJJ) Using Too Much Debt?
The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...Serviceware (ETR:SJJ) Has Debt But No Earnings; Should You Worry?
Some say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...Recent updates
AI Native Shift And SaaS Transition Will Test Margins Before Potentially Rewarding Patience
Catalysts About Serviceware Serviceware provides enterprise service management software with an AI native platform and related SaaS solutions for large organisations. What are the underlying business or industry changes driving this perspective?
AI Native Workflow Shift And Recurring SaaS Will Reshape This Underappreciated European Software Vendor
Catalysts About Serviceware Serviceware provides enterprise service management and cost management software that helps large organisations run and optimise their service processes. What are the underlying business or industry changes driving this perspective?
AI Native Platform And Recurring Revenues Will Redefine Long Term Earnings Quality
Catalysts About Serviceware Serviceware provides enterprise service management software with an AI native platform for corporate customers. What are the underlying business or industry changes driving this perspective?Serviceware's (ETR:SJJ) Earnings Are Of Questionable Quality
Serviceware SE ( ETR:SJJ ) announced strong profits, but the stock was stagnant. We did some digging, and we found some...Is There An Opportunity With Serviceware SE's (ETR:SJJ) 34% Undervaluation?
Key Insights Using the 2 Stage Free Cash Flow to Equity, Serviceware fair value estimate is €24.97 Current share price...Returns Are Gaining Momentum At Serviceware (ETR:SJJ)
What are the early trends we should look for to identify a stock that could multiply in value over the long term...Investors Still Aren't Entirely Convinced By Serviceware SE's (ETR:SJJ) Revenues Despite 25% Price Jump
Despite an already strong run, Serviceware SE ( ETR:SJJ ) shares have been powering on, with a gain of 25% in the last...When Should You Buy Serviceware SE (ETR:SJJ)?
Serviceware SE ( ETR:SJJ ), is not the largest company out there, but it led the XTRA gainers with a relatively large...Should You Investigate Serviceware SE (ETR:SJJ) At €14.80?
Serviceware SE ( ETR:SJJ ), might not be a large cap stock, but it led the XTRA gainers with a relatively large price...What Serviceware SE's (ETR:SJJ) 30% Share Price Gain Is Not Telling You
Serviceware SE ( ETR:SJJ ) shareholders would be excited to see that the share price has had a great month, posting a...Why Serviceware SE (ETR:SJJ) Could Be Worth Watching
Serviceware SE ( ETR:SJJ ), is not the largest company out there, but it led the XTRA gainers with a relatively large...Is Serviceware (ETR:SJJ) Using Too Much Debt?
The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...Serviceware (ETR:SJJ) Has Debt But No Earnings; Should You Worry?
Some say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...Serviceware SE (ETR:SJJ) Shares Could Be 30% Below Their Intrinsic Value Estimate
Does the April share price for Serviceware SE ( ETR:SJJ ) reflect what it's really worth? Today, we will estimate the...Loss-Making Serviceware SE (ETR:SJJ) Set To Breakeven
Serviceware SE ( ETR:SJJ ) is possibly approaching a major achievement in its business, so we would like to shine some...Is Now The Time To Look At Buying Serviceware SE (ETR:SJJ)?
While Serviceware SE ( ETR:SJJ ) might not be the most widely known stock at the moment, it saw a double-digit share...What Is The Ownership Structure Like For Serviceware SE (ETR:SJJ)?
The big shareholder groups in Serviceware SE ( ETR:SJJ ) have power over the company. Insiders often own a large chunk...An Intrinsic Calculation For Serviceware SE (ETR:SJJ) Suggests It's 34% Undervalued
Does the January share price for Serviceware SE ( ETR:SJJ ) reflect what it's really worth? Today, we will estimate the...Financial Position Analysis
Short Term Liabilities: SJJ's short term assets (€101.8M) exceed its short term liabilities (€81.4M).
Long Term Liabilities: SJJ's short term assets (€101.8M) exceed its long term liabilities (€42.1M).
Debt to Equity History and Analysis
Debt Level: SJJ has more cash than its total debt.
Reducing Debt: SJJ's debt to equity ratio has reduced from 24.5% to 12.6% over the past 5 years.
Debt Coverage: SJJ's debt is well covered by operating cash flow (64.9%).
Interest Coverage: SJJ earns more interest than it pays, so coverage of interest payments is not a concern.
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/11 19:03 |
| End of Day Share Price | 2026/06/11 00:00 |
| Earnings | 2026/02/28 |
| Annual Earnings | 2025/11/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Serviceware SE is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Tim Wunderlich | Hauck Aufhäuser Investment Banking |
| Sebastian Weidhüner | Montega AG |
| Christoph Hoffmann | Montega AG |