How does R1B's PS Ratio compare to its peers?

R1B is expensive based on its Price-To-Sales Ratio (21.7x) compared to the peer average (1.3x).

How does R1B's PS Ratio compare vs other companies in the DE Software Industry?

R1B is expensive based on its Price-To-Sales Ratio (21.7x) compared to the German Software industry average (2.2x).

What is R1B's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

R1B is expensive based on its Price-To-Sales Ratio (21.7x) compared to the estimated Fair Price-To-Sales Ratio (0.7x).

What is the Fair Price of R1B when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

R1B (€4.74) is trading below our estimate of [[fair value]] (€100.21)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is more than 20% higher than the current share price, but there are not enough analysts covering the stock to determine [[statistical confidence]] in agreement.

R1B Stock Overview

A fintech company, provides software point-of-sale solutions to banks, acquirers, and merchants. More details

R1B fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	5/6
Past Performance	0/6
Financial Health	2/6
Dividends	0/6

Rewards

Trading at 95.3% below our estimate of its fair value

Earnings are forecast to grow 67.67% per year

Risk Analysis

Makes less than USD$1m in revenue (€829K)

Shareholders have been diluted in the past year

Does not have a meaningful market cap (€18M)

Volatile share price over the past 3 months compared to the German market

My Notes

Capture your thoughts, links and company narrative

Rubean AG Competitors

Solutiance

XTRA:SLSA

€13.1m

LS telcom

XTRA:LSX

€17.4m

Cliq Digital

XTRA:CLIQ

€32.5m

tick Trading Software

DB:TBX0

€16.1m

Price History & Performance

Summary of share price highs, lows and changes for Rubean
Historical stock prices
Current Share Price	€4.74
52 Week High	€7.49
52 Week Low	€4.52
Beta	-0.32
1 Month Change	-14.59%
3 Month Change	-24.76%
1 Year Change	-11.27%
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-27.80%

Recent updates

Shareholder Returns

	R1B	DE Software	DE Market
7D	-4.0%	-1.9%	-2.6%
1Y	-11.3%	66.1%	7.1%

Return vs Industry: R1B underperformed the German Software industry which returned 66.5% over the past year.

Return vs Market: R1B underperformed the German Market which returned 8% over the past year.

Price Volatility

Is R1B's price volatile compared to industry and market?
R1B volatility
R1B Average Weekly Movement	7.0%
Software Industry Average Movement	5.0%
Market Average Movement	4.9%
10% most volatile stocks in DE Market	11.6%
10% least volatile stocks in DE Market	2.5%

Stable Share Price: R1B's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: R1B's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

Founded	Employees	CEO	Website
1999	2	Hermann Geupel	www.rubean.com

Rubean AG, a fintech company, provides software point-of-sale solutions to banks, acquirers, and merchants. The company offers PhonePOS, a contactless payment acceptance solution through smartphones; and GetPAYD, a cashless payment acceptance solution through android-based handheld devices for retail delivery drivers. Rubean AG was incorporated in 1999 and is based in Munich, Germany.

Rubean AG Fundamentals Summary

How do Rubean's earnings and revenue compare to its market cap?
R1B fundamental statistics
Market cap	€18.03m
Earnings (TTM)	-€1.58m
Revenue (TTM)	€829.28k

21.7x

P/S Ratio

-11.4x

P/E Ratio

Is R1B overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
R1B income statement (TTM)
Revenue	€829.28k
Cost of Revenue	€1.31m
Gross Profit	-€477.33k
Other Expenses	€1.10m
Earnings	-€1.58m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	-0.44
Gross Margin	-57.56%
Net Profit Margin	-190.66%
Debt/Equity Ratio	0%

How did R1B perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/19 05:27
End of Day Share Price	2024/12/19 00:00
Earnings	2023/12/31
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Rubean AG is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Thomas Wissler	mwb research AG
Frederik Jarchow	NuWays AG