How does R1B's PS Ratio compare to its peers?

R1B is expensive based on its Price-To-Sales Ratio (22.3x) compared to the peer average (1.4x).

How does R1B's PS Ratio compare vs other companies in the DE Software Industry?

R1B is expensive based on its Price-To-Sales Ratio (22.3x) compared to the German Software industry average (1.8x).

What is R1B's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

R1B is expensive based on its Price-To-Sales Ratio (22.3x) compared to the estimated Fair Price-To-Sales Ratio (0.7x).

What is the Fair Price of R1B when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

R1B (€5.25) is trading below our estimate of [[fair value]] (€110.23)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is more than 20% higher than the current share price, but there are not enough analysts covering the stock to determine [[statistical confidence]] in agreement.

Rubean (XTRA:R1B) - Stock Price, News & Analysis

R1B Stock Overview

A fintech company, provides software point-of-sale solutions to banks, acquirers, and merchants. More details

R1B fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	5/6
Past Performance	0/6
Financial Health	2/6
Dividends	0/6

Rewards

Trading at 95.2% below our estimate of its fair value

Earnings are forecast to grow 67.67% per year

Risk Analysis

Makes less than USD$1m in revenue (€829K)

Shareholders have been diluted in the past year

Does not have a meaningful market cap (€18M)

Rubean AG Competitors

Solutiance

XTRA:SLSA

€14.4m

Cliq Digital

XTRA:CLIQ

€25.7m

LS telcom

XTRA:LSX

€20.2m

tick Trading Software

DB:TBX0

€17.6m

Price History & Performance

Summary of all time highs, changes and price drops for Rubean
Historical stock prices
Current Share Price	€5.25
52 Week High	€7.49
52 Week Low	€5.14
Beta	-0.32
11 Month Change	-10.26%
3 Month Change	-13.93%
1 Year Change	-24.89%
33 Year Change	n/a
5 Year Change	n/a
Change since IPO	-20.04%

Recent updates

Shareholder Returns

	R1B	DE Software	DE Market
7D	-8.7%	-1.4%	-1.5%
1Y	-24.9%	51.9%	7.9%

Return vs Industry: R1B underperformed the German Software industry which returned 53.8% over the past year.

Return vs Market: R1B underperformed the German Market which returned 8.3% over the past year.

Price Volatility

Is R1B's price volatile compared to industry and market?
R1B volatility
R1B Average Weekly Movement	5.1%
Software Industry Average Movement	5.2%
Market Average Movement	4.8%
10% most volatile stocks in DE Market	11.0%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: R1B has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: R1B's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
n/a	2	Hermann Geupel	www.rubean.com

Rubean AG, a fintech company, provides software point-of-sale solutions to banks, acquirers, and merchants. The company offers PhonePOS, a contactless payment acceptance solution through smartphones; and GetPAYD, a cashless payment acceptance solution through android-based handheld devices for retail delivery drivers. Rubean AG is based in Munich, Germany.

Rubean AG Fundamentals Summary

How do Rubean's earnings and revenue compare to its market cap?
R1B fundamental statistics
Market cap	€18.46m
Earnings (TTM)	-€1.58m
Revenue (TTM)	€829.28k

22.3x

P/S Ratio

-11.7x

P/E Ratio

Is R1B overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
R1B income statement (TTM)
Revenue	€829.28k
Cost of Revenue	€1.31m
Gross Profit	-€477.33k
Other Expenses	€1.10m
Earnings	-€1.58m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	-0.44
Gross Margin	-57.56%
Net Profit Margin	-190.66%
Debt/Equity Ratio	0%

How did R1B perform over the long term?

See historical performance and comparison

Rubean XTRA:R1B Stock Report