XTRA:N4G

Stock Analysis Report

Executive Summary

The NAGA Group AG focuses on the development, marketing, and growth of disruptive applications for financial technology.

Snowflake

Fundamentals

Fair value with mediocre balance sheet.

Share Price & News

How has NAGA Group's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-11.2%

N4G

0.3%

DE Software

1.4%

DE Market


1 Year Return

-71.4%

N4G

19.8%

DE Software

3.8%

DE Market

Return vs Industry: N4G underperformed the German Software industry which returned 19.8% over the past year.

Return vs Market: N4G underperformed the German Market which returned 3.8% over the past year.


Shareholder returns

N4GIndustryMarket
7 Day-11.2%0.3%1.4%
30 Day-24.6%5.1%1.3%
90 Day-29.3%3.4%3.1%
1 Year-71.4%-71.4%21.4%19.8%7.0%3.8%
3 Yearn/a50.0%43.9%18.5%8.3%
5 Yearn/a147.1%129.5%42.2%22.9%

Price Volatility Vs. Market

How volatile is NAGA Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is NAGA Group undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: N4G (€0.68) is trading below our estimate of fair value (€4.21)

Significantly Below Fair Value: N4G is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: N4G is unprofitable, so we can't compare its PE Ratio to the Software industry average.

PE vs Market: N4G is unprofitable, so we can't compare its PE Ratio to the German market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate N4G's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: N4G is good value based on its PB Ratio (0.2x) compared to the DE Software industry average (3.2x).


Next Steps

Future Growth

How is NAGA Group forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?

51.7%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: N4G is forecast to remain unprofitable over the next 3 years.

Earnings vs Market: N4G is forecast to remain unprofitable over the next 3 years.

High Growth Earnings: N4G is forecast to remain unprofitable over the next 3 years.

Revenue vs Market: N4G's revenue (9.1% per year) is forecast to grow faster than the German market (5% per year).

High Growth Revenue: N4G's revenue (9.1% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if N4G's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has NAGA Group performed over the past 5 years?

-84.0%

Last years earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: N4G is unprofitable, and there is insufficient past data to establish if their past 5-year earnings growth rate was positive.

Accelerating Growth: Unable to compare N4G's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: N4G is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (14.5%).


Return on Equity

High ROE: N4G has a negative Return on Equity (-3.43%), as it is currently unprofitable.


Return on Assets

ROA vs Industry: N4G is currently unprofitable, so its Return on Assets is negative.


Return on Capital Employed

ROCE Improving: N4G is currently unprofitable, so its Return on Capital Employed is negative.


Next Steps

Financial Health

How is NAGA Group's financial position?


Financial Position Analysis

Short Term Liabilities: N4G's short term assets (€11.8M) exceeds its short term liabilities (€4.0M)

Long Term Liabilities: N4G's short term assets (11.8M) exceeds its long term liabilities (726.0K)


Debt to Equity History and Analysis

Debt Level: N4G's debt to equity ratio (0.01%) is considered satisfactory

Reducing Debt: Insufficient data to determine if N4G's debt to equity ratio has reduced over the past 5 years.


Balance Sheet

Inventory Level: N4G has a low level of unsold assets or inventory.

Debt Coverage by Assets: N4G's debt is covered by short term assets (assets are 1688.285710x debt).


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Insufficient data to determine if N4G has enough cash runway based on its current free cash flow.

Forecast Cash Runway: Insufficient data to determine if N4G has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.


Next Steps

Dividend

What is NAGA Group's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.5%markettop25%3.8%industryaverage1.3%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: Unable to evaluate N4G's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate N4G's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.

Stable Dividend: Insufficient data to determine if N4G's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if N4G's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of N4G's dividend in 3 years as they are not forecast to pay a notable one for the German market.


Next Steps

Management

What is the CEO of NAGA Group's salary, the management and board of directors tenure and is there insider trading?

€700k

CEO Compensation


CEO

Yasin Qureshi (46yo)

4.2yrs

Tenure

€700,000

Compensation

Mr. Yasin Sebastian Qureshi founded The Naga Group AG in August 2015 and has been its Executive Director since September 22, 2017.Mr. Qureshi serves as Chairman of Advisory Board and Member of Advisory Boa ...


CEO Compensation Analysis

Compensation vs. Market: Insufficient data to establish whether Yasin's total compensation is reasonable compared to companies of similar size in the German market.

Compensation vs Earnings: Yasin's compensation has increased whilst the company is unprofitable.


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Yasin Qureshi (46yo)

    Co-Founder

    • Tenure: 4.2yrs
    • Compensation: €700.00k
  • Benjamin Bilski

    Co-Founder

    • Tenure: 4.2yrs
    • Compensation: €705.00k
  • Wladimir Huber

    Head of Blockchain Projects

    • Tenure: 0yrs
  • Alexander Braune

    Head of Business Development / Operations

    • Tenure: 0yrs
  • Andreas Luecke

    Head of Legal & Tax

    • Tenure: 0yrs
    • Compensation: €207.56k
  • Igor Kulatov

    Chief Technology Officer

    • Tenure: 0yrs
  • Stavros Fatta

    Managing Director at NAGA Markets

    • Tenure: 0yrs
  • Denis Kolyada

    Head of Database

    • Tenure: 0yrs
  • Resad Zacina

    Chief Technology Officer at Ministry of Programming

    • Tenure: 0yrs
  • Simon Fletcher

    Head of Content

    • Tenure: 0yrs

Board Members

  • Hans J. Manteuffel

    Chairman of the Supervisory Board

    • Tenure: 0yrs
  • Yasin Qureshi (46yo)

    Co-Founder

    • Tenure: 4.2yrs
    • Compensation: €700.00k
  • Hans-Jochen Lorenzen

    Member of Supervisory Board

    • Tenure: 0yrs
  • Jian Liang

    Member of Supervisory Board

    • Tenure: 0yrs
  • Wieslaw Bilski

    Member of Supervisory Board

    • Tenure: 0yrs
  • Robert Sprogies

    Member of Supervisory Board

    • Tenure: 0yrs

Company Information

The NAGA Group AG's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: The NAGA Group AG
  • Ticker: N4G
  • Exchange: XTRA
  • Founded: 2015
  • Industry: Application Software
  • Sector: Software
  • Market Cap: €26.565m
  • Shares outstanding: 39.07m
  • Website: https://www.naga.com

Number of Employees


Location

  • The NAGA Group AG
  • Neustädter Neuer Weg 22
  • Hamburg
  • Hamburg
  • 20459
  • Germany

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
N4GXTRA (XETRA Trading Platform)YesRegistered SharesDEEURJul 2017
N4GDB (Deutsche Boerse AG)YesRegistered SharesDEEURJul 2017

Biography

The NAGA Group AG focuses on the development, marketing, and growth of disruptive applications for financial technology. Its products include NAGA Trader, the social network for traders; NAGA Brokers, a pl ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/21 21:50
End of Day Share Price2019/10/21 00:00
Earnings2018/12/31
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.