Upbound Group Management
Management criteria checks 2/4
Upbound Group's CEO is Fahmi Karam, appointed in Jun 2025, has a tenure of 1.25 years. total yearly compensation is $7.36M, comprised of 14.7% salary and 85.3% bonuses, including company stock and options. directly owns 0.23% of the company’s shares, worth €2.12M. The average tenure of the management team and the board of directors is 3.2 years and 6.6 years respectively.
Key information
Fahmi Karam
Chief executive officer
US$7.4m
Total compensation
| CEO salary percentage | 14.68% |
| CEO tenure | 1.3yrs |
| CEO ownership | 0.2% |
| Management average tenure | 3.2yrs |
| Board average tenure | 6.6yrs |
Recent management updates
Recent updates
CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Jun 30 2026 | n/a | n/a | US$90m |
| Mar 31 2026 | n/a | n/a | US$84m |
| Dec 31 2025 | US$7m | US$1m | US$73m |
| Sep 30 2025 | n/a | n/a | US$84m |
| Jun 30 2025 | n/a | n/a | US$102m |
| Mar 31 2025 | n/a | n/a | US$121m |
| Dec 31 2024 | US$3m | US$1m | US$123m |
| Sep 30 2024 | n/a | n/a | US$81m |
| Jun 30 2024 | n/a | n/a | US$55m |
| Mar 31 2024 | n/a | n/a | -US$25m |
| Dec 31 2023 | US$6m | US$1m | -US$5m |
| Sep 30 2023 | n/a | n/a | US$9m |
| Jun 30 2023 | n/a | n/a | -US$1m |
| Mar 31 2023 | n/a | n/a | US$64m |
| Dec 31 2022 | US$3m | US$154k | US$12m |
Compensation vs Market: Fahmi's total compensation ($USD7.36M) is above average for companies of similar size in the German market ($USD1.22M).
Compensation vs Earnings: Fahmi's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.
CEO
Fahmi Karam (48 yo)
Mr. Fahmi Karam, C.P.A., served as Executive Vice President and Chief Financial Officer for Upbound Group, Inc. (formerly known as Rent-A-Center, Inc.) since October 31, 2022 until November 10, 2025 and se...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Director | 1.3yrs | US$7.36m | 0.23% € 2.1m | |
| Executive VP & CFO | less than a year | US$2.00m | no data | |
| Executive Vice President of Rent-A-Center Business | 6.3yrs | US$1.57m | 0.039% € 360.1k | |
| Executive Vice President of Acima | no data | US$1.58m | 0.17% € 1.6m | |
| Executive VP & CTO | less than a year | no data | no data | |
| Executive VP & Chief HR Officer | 5.2yrs | US$1.23m | 0.031% € 286.5k | |
| Senior Vice President of Rent-A-Center East | 5.7yrs | no data | no data | |
| Senior VP of Strategic Operations & Chief of Staff | 5.7yrs | no data | no data | |
| Senior Vice President of Rent-A-Center West | no data | no data | no data | |
| VP & Chief Risk Officer | no data | no data | no data | |
| Senior Vice President of Brigit | no data | no data | no data | |
| Executive VP & Chief Growth Officer | 1yr | no data | no data |
Experienced Management: RAC's management team is considered experienced (3.2 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Director | 1.3yrs | US$7.36m | 0.23% € 2.1m | |
| Independent Chairman | 9.3yrs | US$761.16k | 0.21% € 1.9m | |
| Independent Director | 7.3yrs | US$326.64k | 0% € 0 | |
| Independent Director | 7.3yrs | US$296.56k | 0% € 0 | |
| Independent Director | 6.6yrs | US$377.80k | 0% € 0 | |
| Independent Director | 2yrs | US$286.89k | 0% € 0 | |
| Independent Director | 2.4yrs | US$312.62k | 0% € 0 |
Experienced Board: RAC's board of directors are considered experienced (6.6 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/13 13:50 |
| End of Day Share Price | 2026/09/11 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Upbound Group, Inc. is covered by 16 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jason Haas | BofA Global Research |
| Vincent Caintic | BTIG |
| Laura Champine | Canaccord Genuity |