Trupanion Balance Sheet Health
Financial Health criteria checks 5/6
Trupanion has a total shareholder equity of $320.2M and total debt of $128.9M, which brings its debt-to-equity ratio to 40.3%. Its total assets and total liabilities are $816.1M and $495.9M respectively.
Key information
40.3%
Debt to equity ratio
US$128.90m
Debt
| Interest coverage ratio | n/a |
| Cash | US$293.06m |
| Equity | US$320.18m |
| Total liabilities | US$495.94m |
| Total assets | US$816.12m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: TPW's short term assets ($599.6M) exceed its short term liabilities ($361.9M).
Long Term Liabilities: TPW's short term assets ($599.6M) exceed its long term liabilities ($134.1M).
Debt to Equity History and Analysis
Debt Level: TPW has more cash than its total debt.
Reducing Debt: TPW's debt to equity ratio has increased from 16.6% to 40.3% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable TPW has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: TPW is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 24% per year.
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/27 10:59 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Trupanion, Inc. is covered by 18 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher Merwin | Barclays |
| Joshua Shanker | BofA Global Research |
| Michael Graham | Canaccord Genuity |