OUTsurance Group Limited

DB:RMQ0 Stock Report

Market Cap: €6.5b

OUTsurance Group Past Earnings Performance

Past criteria checks 4/6

OUTsurance Group has been growing earnings at an average annual rate of 31%, while the Insurance industry saw earnings growing at 14.2% annually. Revenues have been growing at an average rate of 18.2% per year. OUTsurance Group's return on equity is 36.8%, and it has net margins of 11.9%.

Key information

31.01%

Earnings growth rate

30.90%

EPS growth rate

Insurance Industry Growth5.90%
Revenue growth rate18.20%
Return on equity36.84%
Net Margin11.90%
Last Earnings Update31 Dec 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How OUTsurance Group makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:RMQ0 Revenue, expenses and earnings (ZAR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 2541,9834,9951,6760
30 Sep 2540,6994,8511,6760
30 Jun 2539,4154,7071,6760
31 Mar 2537,8514,4581,4320
31 Dec 2436,2864,209-780
30 Sep 2435,2104,1353860
30 Jun 2434,1334,0618500
31 Mar 2432,7373,7409880
31 Dec 2331,3403,4181,1250
30 Sep 2329,7523,1999840
30 Jun 2328,1642,9808420
31 Mar 2326,1982,6592,4810
31 Dec 2224,2312,3384,1190
30 Sep 2222,8371,7745,4940
30 Jun 2221,4421,2096,8680
31 Mar 2220,9831,1396,5980
31 Dec 2120,3761,0696,3440
30 Sep 2119,6981,4105,9710
30 Jun 2119,0191,7505,5980
31 Dec 2017,6319185,1970
30 Sep 2017,0591,2035,0280
30 Jun 2016,4861,4884,8590
31 Mar 2016,3752,6266,9250
31 Dec 1916,2713,7646,6800
30 Sep 1916,0753,9015,5250
30 Jun 1915,8784,0384,3700
31 Mar 1915,5193,8634,1220
31 Dec 1815,1603,6873,8740
30 Sep 1815,0763,7923,8740
30 Jun 1814,9913,8973,8740
31 Mar 1815,0603,8573,8680
31 Dec 1715,1283,8173,8610
30 Sep 1714,9863,5973,8610
30 Jun 1714,8443,3763,8610
31 Mar 1714,8523,2153,8000
31 Dec 1614,8593,0543,7390
30 Sep 1614,4693,0123,7390
30 Jun 1614,0782,9693,7390
31 Dec 1512,1632,9253,2560
30 Sep 1511,9303,0683,2560
30 Jun 1511,6973,2113,2560

Quality Earnings: RMQ0 has high quality earnings.

Growing Profit Margin: RMQ0's current net profit margins (11.9%) are higher than last year (11.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: RMQ0's earnings have grown significantly by 31% per year over the past 5 years.

Accelerating Growth: RMQ0's earnings growth over the past year (18.7%) is below its 5-year average (31% per year).

Earnings vs Industry: RMQ0 earnings growth over the past year (18.7%) did not outperform the Insurance industry 32.1%.


Return on Equity

High ROE: RMQ0's Return on Equity (36.8%) is considered high.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/29 13:52
End of Day Share Price 2026/06/29 00:00
Earnings2025/12/31
Annual Earnings2025/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

OUTsurance Group Limited is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Adrienne DamantAvior Capital Markets
Harry BothaBofA Global Research
Larissa van DeventerDeutsche Bank