United Overseas Insurance Balance Sheet Health
Financial Health criteria checks 6/6
United Overseas Insurance has a total shareholder equity of SGD442.5M and total debt of SGD0.0, which brings its debt-to-equity ratio to 0%. Its total assets and total liabilities are SGD587.2M and SGD144.8M respectively. United Overseas Insurance's EBIT is SGD40.0M making its interest coverage ratio 42.7. It has cash and short-term investments of SGD86.3M.
Key information
0%
Debt to equity ratio
S$0
Debt
| Interest coverage ratio | 42.7x |
| Cash | S$86.30m |
| Equity | S$442.46m |
| Total liabilities | S$144.76m |
| Total assets | S$587.22m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: IZB's short term assets (SGD146.3M) exceed its short term liabilities (SGD22.1M).
Long Term Liabilities: IZB's short term assets (SGD146.3M) exceed its long term liabilities (SGD122.6M).
Debt to Equity History and Analysis
Debt Level: IZB is debt free.
Reducing Debt: IZB has no debt compared to 5 years ago when its debt to equity ratio was 0.2%.
Debt Coverage: IZB has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: IZB has no debt, therefore coverage of interest payments is not a concern.