ALV0 Stock Overview

Provides property-casualty insurance, life/health insurance, and asset management products and services Internationally. More details

ALV0 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	2/6
Past Performance	4/6
Financial Health	4/6
Dividends	5/6

Rewards

Trading at 55.4% below our estimate of its fair value

Earnings are forecast to grow 6.25% per year

Earnings have grown 5.3% per year over the past 5 years

Pays a reliable dividend of 4.23%

Risk Analysis

No risks detected for ALV0 from our risk checks.

Community vs My Fair Value

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Allianz SE Competitors

Talanx

XTRA:TLX

€26.0b

Münchener Rückversicherungs-Gesellschaft in München

XTRA:MUV2

€78.6b

Hannover Rück

XTRA:HNR1

€34.1b

AXA

ENXTPA:CS

€90.4b

Price History & Performance

Summary of share price highs, lows and changes for Allianz
Historical stock prices
Current Share Price	€17.00
52 Week High	€18.00
52 Week Low	€15.10
Beta	1.0
1 Month Change	-0.58%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	5.54%

Recent updates

Shareholder Returns

	ALV0	DE Insurance	DE Market
7D	0%	0.9%	0.7%
1Y	n/a	39.0%	12.8%

Return vs Industry: Insufficient data to determine how ALV0 performed against the German Insurance industry.

Return vs Market: Insufficient data to determine how ALV0 performed against the German Market.

Price Volatility

Is ALV0's price volatile compared to industry and market?
ALV0 volatility
ALV0 Average Weekly Movement	5.4%
Insurance Industry Average Movement	4.3%
Market Average Movement	6.3%
10% most volatile stocks in DE Market	12.7%
10% least volatile stocks in DE Market	3.1%

Stable Share Price: ALV0 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine ALV0's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1890	156,626	Oliver Bate	www.allianz.com

Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services Internationally. The company’s Property-Casualty segment offers various insurance products, including motor liability, accident, fire and property, legal expense, credit, and travel to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products.

Allianz SE Fundamentals Summary

How do Allianz's earnings and revenue compare to its market cap?
ALV0 fundamental statistics
Market cap	€140.11b
Earnings (TTM)	€9.79b
Revenue (TTM)	€107.35b

14.3x

P/E Ratio

1.3x

P/S Ratio

Is ALV0 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ALV0 income statement (TTM)
Revenue	€107.35b
Cost of Revenue	€81.83b
Gross Profit	€25.52b
Other Expenses	€15.73b
Earnings	€9.79b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

May 15, 2025

Earnings per share (EPS)	25.44
Gross Margin	23.77%
Net Profit Margin	9.12%
Debt/Equity Ratio	50.4%

How did ALV0 perform over the long term?

See historical performance and comparison

Dividends

4.2%

Current Dividend Yield

61%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/02 05:02
End of Day Share Price	2025/04/30 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Allianz SE is covered by 57 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Dieter Hein	AlphaValue
Knut Woller	Baader Helvea Equity Research
Maria del Paz Ojeda Fernandez	Banco de Sabadell. S.A.

Allianz DB:ALV0 Stock Report